Where do you put savings

(Some) Co-Invest (if available)

401-K

Backdoor Roth Conversion (if you want to go through the tedium of doing that)

SPY Index (the right answer for 99.9% of people and where the bulk of the money should probably sit)

6-month emergency fund

Savings for down payment on house/apt and/or MBA  

You can invest but you can’t necessarily trade, anything speculative is pointless due to not being able to deal within a 30day window. I (in the UK) max out all my S&S ISA’s invested across the SPY, VOO, some active small cap managers and co-invest in the private funds I am a part of. All this provides me enough to get by.

Fund 401k, backdoor Roths, 529s, life insurance premiums.  Excess goes into a concentrated portfolio of single-name equities that's tech-heavy. 

Sugar baby

T with three Q’s

I invest probably 1 month of expenses in my cash account at Marcus. Shit returns but if I need cash asap that’s why it’s there. The rest of my savings I throw at Anchor protocol. 20% returns for a stable coin just sitting there. I then move that money around depending on what I want to do. (Investing etc)