CMBS Underwriting question - ground rent

I'm a student reading through CMBS presales, and I was wondering why agencies, Fitch, in particular, underwrite ground rent to the average of the loan term plus five years? I understand that with increases, underwriting to an average over the loan term makes sense, but why the additional tail? RAs also seem to do the same for real estate tax abatements.

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CMBS Underwriting question - ground rent

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