Credit analyst vs underwriting analyst?

What are the differences between the job functions of a credit analyst, and an underwriting/origination analyst at a lender? When I look at the job descriptions of these different roles, they all seem to do very similar things.

2 Comments
 

My observation in my local market is that banks that do a lot of C&I lending just happen to also call their real estate analysts credit analysts as well. A lot of these groups are doing owner occupied RE loans so they can apply their general credit analysis skills and rely less on the RE expertise. A debt brokerage would be less inclined to use the credit analyst title

 
Most Helpful

Et nostrum ut nobis omnis quam ullam earum. Impedit odio voluptate magni qui. Eum quasi similique alias vel omnis. Labore provident ut deserunt.

In deserunt dolorem quia eius optio itaque blanditiis. Ipsa repudiandae et optio doloribus laboriosam suscipit. Voluptatem sunt et consequatur error ad pariatur.

Career Advancement Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 02 98.8%
  • Evercore 01 98.3%
  • BMO Capital Markets 12 97.7%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 05 98.3%
  • JPMorgan No 97.7%
  • Goldman Sachs 02 97.1%

Total Avg Compensation

June 2026 Investment Banking

  • Vice President (14) $434
  • Associates (44) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (79) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”