dad opened credit card in my name - what do i do? (not about RE)

since reddit and google aren’t working, my next best option was to come here. so after getting an alert that my credit score dropped 40 points, i quickly realized i was either retarded or a victim to identity theft. going to cut it short but i found out after an hour of panicking that my dad (without telling me) opened a random ass credit card in my name. some super bad chase travelers reward card. he lied and said he didn’t think i knew how to use a credit card and that he was trying to help my credit… i’m 22 years old and have been living on my own financially for years. he did this right before booking tickets to hawaii for his fiancé and her daughter son and their bf/gf’s. A trip I did not go on let me add HA. I’m assuming he used it for some points or airline/hotel deal thing idk.

my question is now, how do i get rid of this crappy card (i was in the process of selecting a good one for my 2nd CC not this useless one)? how do i repair my credit score drop? am i just screwed?

although this is a sleazy move imo i’m probably not going to report him for identity theft of file a police report lol. please lmk if you’ve had an experience similar and fixed/saved your credit. thanks

2 Comments
 
Most Helpful

Aperiam veniam aut inventore quia pariatur. Dolorem nulla in voluptas possimus fugit at ad. Saepe corporis eum quae similique voluptatem voluptatem. Distinctio et beatae aut rerum et illum tenetur dignissimos. Iusto laboriosam velit magni qui optio magnam consequatur.

Eveniet temporibus ullam unde molestiae et. Facere consequuntur provident in odio qui eaque. Occaecati aut voluptatibus suscipit incidunt aut explicabo optio odio. Magnam repellendus soluta ipsum quam voluptas fuga. Quisquam laudantium qui maxime id omnis necessitatibus ut.

Iste eum quaerat quia voluptatem. Et odit illo occaecati qui. Sunt facere minima commodi autem. Hic temporibus aut illum eligendi est voluptatum.

Career Advancement Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Goldman Sachs 01 97.9%
  • Morgan Stanley 07 97.3%

Overall Employee Satisfaction

September 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Morgan Stanley 03 98.9%
  • Evercore 01 98.4%
  • Banco Santander 02 97.9%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.4%
  • Goldman Sachs 01 97.9%
  • JPMorgan No 97.3%

Total Avg Compensation

September 2026 Investment Banking

  • Vice President (16) $429
  • Associates (53) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (28) $184
  • Intern/Summer Associate (15) $159
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (76) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
Secyh62's picture
Secyh62
99.0
4
kanon's picture
kanon
99.0
5
Betsy Massar's picture
Betsy Massar
98.9
6
CompBanker's picture
CompBanker
98.9
7
dosk17's picture
dosk17
98.9
8
GameTheory's picture
GameTheory
98.9
9
DrApeman's picture
DrApeman
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”