dad opened credit card in my name - what do i do? (not about RE)

since reddit and google aren’t working, my next best option was to come here. so after getting an alert that my credit score dropped 40 points, i quickly realized i was either retarded or a victim to identity theft. going to cut it short but i found out after an hour of panicking that my dad (without telling me) opened a random ass credit card in my name. some super bad chase travelers reward card. he lied and said he didn’t think i knew how to use a credit card and that he was trying to help my credit… i’m 22 years old and have been living on my own financially for years. he did this right before booking tickets to hawaii for his fiancé and her daughter son and their bf/gf’s. A trip I did not go on let me add HA. I’m assuming he used it for some points or airline/hotel deal thing idk.

my question is now, how do i get rid of this crappy card (i was in the process of selecting a good one for my 2nd CC not this useless one)? how do i repair my credit score drop? am i just screwed?

although this is a sleazy move imo i’m probably not going to report him for identity theft of file a police report lol. please lmk if you’ve had an experience similar and fixed/saved your credit. thanks

 
Most Helpful

Atque ipsam nemo rem quibusdam. Sit praesentium natus tenetur commodi consequatur consequatur.

Odio officiis velit commodi quam vitae eos. Sit quo labore nesciunt laudantium soluta eveniet quia. Voluptates voluptatum quia non eum quo et ipsam.

Illo repudiandae consequatur excepturi sint rerum. Aliquam quae fugiat ipsa accusamus veritatis. Corrupti optio accusamus at.

Consequatur voluptatibus repellendus rerum. Dolores rerum fugiat fugit corrupti vero voluptate. Magni nam soluta beatae voluptatem in. Iste sint deleniti fugit odit non.

Career Advancement Opportunities

May 2024 Investment Banking

  • Jefferies & Company 02 99.4%
  • Lazard Freres No 98.9%
  • Harris Williams & Co. 25 98.3%
  • Goldman Sachs 17 97.7%
  • JPMorgan Chase 04 97.1%

Overall Employee Satisfaction

May 2024 Investment Banking

  • Harris Williams & Co. 18 99.4%
  • JPMorgan Chase 10 98.9%
  • Lazard Freres 05 98.3%
  • Morgan Stanley 07 97.7%
  • William Blair 04 97.1%

Professional Growth Opportunities

May 2024 Investment Banking

  • Lazard Freres 01 99.4%
  • Jefferies & Company 02 98.9%
  • Goldman Sachs 17 98.3%
  • Moelis & Company 07 97.7%
  • JPMorgan Chase 05 97.1%

Total Avg Compensation

May 2024 Investment Banking

  • Director/MD (5) $648
  • Vice President (21) $373
  • Associates (91) $259
  • 3rd+ Year Analyst (14) $181
  • Intern/Summer Associate (33) $170
  • 2nd Year Analyst (68) $168
  • 1st Year Analyst (205) $159
  • Intern/Summer Analyst (148) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
Betsy Massar's picture
Betsy Massar
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
dosk17's picture
dosk17
98.9
6
kanon's picture
kanon
98.9
7
GameTheory's picture
GameTheory
98.9
8
CompBanker's picture
CompBanker
98.9
9
bolo up's picture
bolo up
98.8
10
Linda Abraham's picture
Linda Abraham
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”