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"Points paid by a lender to a borrower or mortgage broker for a loan with an above-market interest rate.

Read more: Buy-Up https://www.investopedia.com/terms/b/buy_up.asp#ixzz52om2SuEX

"A yield spread premium (YSP) is the money or rebate paid to a mortgage broker for giving a borrower a higher interest rate on a loan in exchange for lower up front costs, generally paid in origination fees, broker fees or discount points."

https://en.wikipedia.org/wiki/Yield_spread_premium

 
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