$200K Debt for a Top 10 Target School vs. Zero Debt for a Non-Target School: Which Would You Choose? π€
I need your advice! I've been waitlisted for a top 10 business school, but I won't know until July 15th if I get in. Meanwhile, I've submitted my deposit to another university, where I have a full ride. This school has great connections and strong recruitment opportunities, plus they offer the curriculum I need and a SMIF.
Hereβs the dilemma: Is attending a top 10 target school worth taking on $200K+ debt, or should I stick with a non-target school and graduate debt-free? π«πΈ
I'm a first-generation student, and the transfer process has been wild. I need your honest opinions and experiences! Drop your thoughts below! β¬οΈπ¬
IF you have it take the debt. Top 10 is one in a lifetime opp and network :)
I completely agree that attending a top 10 is a once-in-a-lifetime opportunity that can open many doors and provide invaluable networking opportunities. However, taking on debt is a significant concern for me. I am confident that my work ethic and mindset will lead me to success, but I want to carefully weigh how much the debt should factor into my decision. Thanks for the feedback.
Don't worry almost all america has debt and they survived and not all have done top 10 unis ;)
He said "top 10 business school", not top 10 undergrad. It's a massive difference
it's georgetown vs sacred heart university?
If you canβt see yourself doing anything other than finance, take the top 10. If you have a strong interest in any other field where prestige doesnβt matter as much, take the money.
Finance, specifically IB and ultimately PE, is my absolute passion and career goal. Regardless of the school, my dedication to this field remains steadfast.
Then my advice is to take the top school and run. Thereβs no shame in aiming high and taking a risk, but there is shame in aiming too low and hitting your target.
Thatβs a lot of debt, what are the schools?
Hard to take on the debt if the other school is still very good.
GU MSB is the waitlisted school ($64k), and I have been accepted to a couple of non-target business programs, all with scholarships. I'm leaning towards SHU (full ride) because they have a pipeline into Blue Owl and a SMIF.
What is shu? Sacred heart?
id pay 200k to go to Georgetown, but thatβs just me
Dude take the non-target and put your head down and work. Youβll make the connections once you hit the street. Everyone else on here is 19 and a moron.
I really love this outlook because I know my pace of work is unmatched, and I have this attitude.
Gonna disagree with the pack and say take the full ride. I had a similar decision and chose the worse school (landed top buyside 2025). Big fish small pond is real - differentiate yourself and opportunities will come. That being said, talk to financial aid @ gtown and if you can try to get yourself a bump. If you can get that number down to 100k might be worth
This is all stupid. You need to get into an m-7ish school. Anything else isnβt really an mba
Agreed on MBA. This post is about undergrad
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