Choosing Uni For IB (Non-Targets)

I am a current high school senior wanting to go into IB who didn't get favorable results in the admissions process. I wanted some insight into which of the following schools I should attend.

Penn State Smeal (Finance)

Lehigh University (Finance)

Fordham University (Applied Accounting and Finance)

I was also accepted to Indiana University, but it was pre-business (don't know how)

I was also wondering if it would be worth it attemping to transfer to a better university (think target schools, ivies, HYPSM, etc,). I would greatly appreciate any help. Thank you.

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