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St Gallen will for sure help you when recruiting for IB in Frankfurt (and Europe as a whole)
Don’t really see the value add of this unless you speak fluent German and will be recruiting for Frankfurt and Zurich. Remember that most continental European students will end up doing at least one master’s afterwards before starting full time, so the four versus three thing isn’t really an issue. NUS (and to a lesser extent NTU and SMU) is a strong university, from an international reputation perspective no weaker than any Swiss or German universities except ETH (which is obviously STEM-heavy). St Gallen is going to be a hard sell to recruit for London, for example, where you’d need HEC, Bocconi et al. to really get a look in - it’s not impossible from the universities you’ve listed, but it’s unlikely. And if you want to do a US/UK master’s or MBA (later) then I would think none of the three Singaporean universities would be any worse than the European options listed from a brand name perspective.
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Your question is very difficult to answer as to what is easier. Without fluent German, you will struggle in Frankfurt and Zurich. That said, the number of slots (especially for Frankfurt) relative to competition is likely higher for Frankfurt than it is for London or Singapore; many Germans apply to London because they want the future optionality that it provides, and a wider range of job opportunities.
I can’t speak for Singaporean recruiting, but the actual process itself is much harder (more technical/more thorough, expect more prior internships etc.) in Germany than it is in the UK or US.
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