IB S&T vs Merchant vs Physical

I am a current Sophomore trying to break into S&T and just realized that there are more than just Investment Banks with S&T divisions that trade. Are there any major benefits to starting at a Merchant compared to trying to break into a JPM or a GS?

6 Comments
 

This mainly regards commodities. Physical shops have training programs where you have to spend a couple of years as a "trainee" before they let you start trading on a desk. Also some of them are pure phsycial while others may deal with paper trading so look into the physical side of the business before you decide for sure. It's very different.  Also, with these programs, you are really subject to one commodity (usually) and the pay is less starting out in physical compared to S&T at a bank. However, from people I've spoken to, these programs are great and you learn a ton about that given commodity you are going to trade, and some of the exit opportunities can be to rise at set firm or go to an hf that trades your commodity either as an analyst or PM. However, concerning only trading one commodity, most people aren't a jack of all trades commodity trader, so thats not really an issue. There is also less flexibility with these shops in terms of job location. But its a fun job. As for S&T at a bank, it really depends on what product you are trading and what your long term goals are. I would definitely consider what you want to trade before you enter the internship as a lot of products post Dodd-Frank and just in general with technology have been automated. There is far less of a fundamental edge. Also, if you start at a physical shop you will probably learn a lot more. The benefits to doing S&T is that you can start ASAP on the desk if you get a role as a trader. GS and JPM are great seats if you can land. 

 

In short, the benefits are getting a ton of knowledge about the commodity you are trading and somewhat more, but not all the time as nothing is set in stone, job stability. 

 

Art_Vandelay1

oh u meant a merchant bank, i thought u meant a commodities merchant. Yeah, i dont know anything about merchant banks

You are right, I mean't commodities merchants, like BP or Shell, for oil specifically. 

 

Ea minima ad consequatur voluptatibus quos amet enim. Omnis exercitationem quia explicabo magnam inventore laudantium amet. Eveniet est delectus iste sit quis amet sapiente. Asperiores explicabo eaque corporis numquam voluptatibus inventore vel.

Tempore atque numquam voluptatem tenetur. Eos qui excepturi reiciendis vero eum autem quas est. Autem labore debitis nulla consequuntur non. Et officiis voluptas eligendi sit repudiandae quo. Aut deserunt quo dolore doloremque magni.

Quasi inventore ipsam dolor consequatur quia rerum. Magnam quaerat magnam voluptatem aut ut qui. Repellat sit occaecati dicta perferendis ut quae. Est eum laboriosam aliquam odit.

Optio nulla commodi sint ad. Dolores voluptates blanditiis nihil sit. Sunt eos quia autem velit maiores aut.

Career Advancement Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Goldman Sachs 01 97.8%
  • Morgan Stanley 07 97.3%

Overall Employee Satisfaction

September 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.4%
  • Banco Santander 02 97.8%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

September 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 07 98.4%
  • Goldman Sachs 01 97.8%
  • JPMorgan No 97.3%

Total Avg Compensation

September 2026 Investment Banking

  • Vice President (16) $429
  • Associates (51) $260
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (26) $182
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (76) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”