S&T Return Rates in 2025, 2026…

“Liberation” day was obviously an absolute mess. I have 0 confidence in the clowns running this admin, and I’m curious which high finance roles are most MAGA proof at this point. Imagine S&T is a better place to be than IB? But curious to hear everyone’s thoughts on how to approach this strategically as a sophomore in college. Will 2025, 2026 return rates be low?

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For SA 2025, 2026, would stress more than ever to find a desk that NEEDS headcount. Desks won’t be making headcount in this market

 
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My intuition says desks in securitized products, particularly ones focused on origination/structuring are not a great place to be(potentially across asset classes). These, like banking, require some sort of deal flow to make money. For example, an MBS origination desk will simply have less to do if the housing market slows. Vol trading desks could make (or lose) a killing obviously, so not a bad place to be. However, most desks will likely be a bit more hesitant on headcount even if their specific desk isn’t doing poorly. So I would just feel out during your rotations who genuinely needs headcount and try your best to cozy up to those

 

The more macro focused desks tend to do better in these types of environments, they are not as subsidized by new issue supply/don't rely on it as much to generate flow.  All that being said its impossible to figure out what return rates will look like, things just move too fast and nobody is forecasting hiring needs out more than a couple of months.  

 

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