Maintaining physique in IB

hi everyone. i recently signed with an MM bank to do IB. i loved the job while interning and the people are super cool. i have a good understanding of the hours but i wanted to hear people’s experience with working out and eating healthy while working in IB (i.e. do you meal prep, how many times a week you work out, if you work out at all, etc). Please share your stories of how you maintained physical shape through your analyst years (if it’s possible at all). It’s not a deal-breaker for me but I’d hate seeing myself letting go of healthy habits that I established in the last YEARS bc of the job + healthy lifestyle and good physical health contribute to better performance on the job (you feel like garbage only mentally, not mentally AND physically). Thanks, all.

 

You can maintain a physique by doing full body 2-3x a week, no excuses here you can workout Friday-Sunday.  
 

Diet and sleep are your most important factors not training. If you’re not sleeping 8 hours a day and not eating enough your physique is bound to fade not matter how much you train. Meal prep your weekly meals in a couple hours and store them it doesn’t take long.

 

idk about OP but personally I wouldn't be happy going 3 days a week, that's pretty much nothing. Yeah it's enough to stay healthy but it's not enough to actually develop a great physique which I think OP strives to do if he hasn't already.

OP I don't think I've ever seen any banker be really physically fit like you're talking about. I think if you were to do it you'd have to let go of everything else in your life.

 

OP here. I am in a decent shape (~not ashamed to be on a beach~ type of fit). There’s no hope of getting a GREAT physique while in IB, i was more hoping to stay fit or at least not get obese / unhealthy, so I think 2-3 times a week will do.

i think sleep will be the missing ingredient tho

 

Agree that if your goal is to be SHREDDED you picked the wrong career but being in decent shape isn’t hard; in fact, most of my colleagues are in decent physical health sans sleep. Make smart choices with meals, workout on every off day, keep health snacks at your desk, don’t go too hard on booze and you’ll be fine.

Tbh, the hardest part for me in the past few months has been meal prep. In NYC there are A TON of healthy options on seamless, now I’m back in small Midwest town and subway is the healthiest thing on doordash by far lol

 

Really depends on if you want to be big or fit. I've had no trouble staying lean - 4 year athlete in college and still maintaining 7-8% body fat on the job. 20 minutes of high-intensity jump roping in the morning + 1-3 lifts a week have been more than enough to maintain physique. Obviously diet plays a massive role as well. If you want to be big on the other hand, that's much harder.

 

good for you, man! honestly, that’s all i was thinking about. maybe will work harder before starting on the desk so i’ll be maintaining a good shape and not getting into it

 

Can't push the benefits of jump roping enough. I picked it up after graduating having not jump roped since 5th grade and shit's insanely efficient at burning calories and burning body fat. Buy one, learn how to use it properly, and wake up 20 minutes early everyday.

Regarding diet, I know that when you have dinner paid for its tempting to splurge on a desert or something since the bank foots the bill, but gotta stay disciplined. Luckily with a sweetgreen or chopd on every other block accessibility isn't the problem, its all about willpower. Best of luck!

 

yeah apparently it burns ~200 calories per 10 min. that’s enough to compensate for 2 vodka sodas

thanks for advice tho, keep it up!

 

I'm sorry but you're probably underestimating your body fat. 7-8% is pretty fucking shredded and most people don't maintain that year round. Granted I haven't seen you, so you could be telling the truth. If you've ever seen Greg Doucette's bodyfat percentage video and are truly the 7-8% you claim to be, that's pretty fucking impressive. Online I see people saying they are 8-9% bf when they are closer to 14-15 lol.

 

Can understand that you're skeptical but I'm sure of the percentages. I just looked up the Greg Doucette example and those guys definitely look more impressive than me, but keep in mind that elite bodybuilders are at that single digit BF% at much higher weights, so they look like greek gods. I rowed lightweight at a very competitive program, and we had weight caps so there was huge pressure to be as lean as possible. So 5-6% at 160lbs (my stats in college) is going to be very different from 5-6% at 210lbs. Now that I don't have to sweat about weigh-ins I've been able to get up around 170 at 7-8%

 

Give up the booze or at least restrict to 1-2 drinks per week. Shakes in the morning, salads for lunch (purchase), healthy dinner delivered to office/apartment. It isn’t easy, but it’s certainly feasible. I see plenty of people going for afternoon lifts/cardio as well.

 
 

For me it's just about being very disciplined and following a strict schedule. I work out in the morning because no one is usually up yet to fuck up my day, out of bed at 5:30am and in the gym at 6am and workout for an hour. High intensity training works best for me, allows me to give my body good thrashing within an hour and I follow a 3-day on 1-day off schedule (probably not for everyone, really depends on your own ability to recover). One of the main reasons people fall off their workout schedule and can't stick with it is because they allow themselves to view it as optional and don't have a strict schedule so setting a specific time and adhering to a disciplined schedule goes a long way in maintaining that consistency. Working out and being fit definitely has a positive effect on my mood and ability to function throughout the day which is one of the reasons why I have such a no excuses strict schedule. Diet is probably the hardest thing to maintain in IB just because we're always busy and just looking to grab something quick and quick generally isn't the healthiest. Working from home has made eating healthy a lot easier but when I was still going into the office it was meal prep and bringing lunch from home.

 

yeah i feel like there’s this 5-8 AM window when it’s quiet so you can do your thing, if you can wake up early of course

also, protein rich foods keep you full longer, so a good breakfast is essential for not snacking on unhealthy stuff during the day

 

Besides finding time to workout and meal prep etc, go for a quick stroll a couple of times a day when you go grab coffee if you have the time. In addition to keeping you somewhat active, 15 minutes of fresh air away from the desk definitely helps clear your head and destress a little. When ordering dinner, try to eat somewhat healthy--fish/steak/chicken + grilled vegetables are usually my go to. If I decide to get a burger once in a while, I'll still swap out the fries for grilled veggies.

 
Most Helpful

Currently Analyst at BB into body building training.

Understand this formula (not just in banking for life) - Sleep > Diet > Exercise > Work. Obviously vague but you get the idea

With that, do not lose sleep over exercise (minimum # of hours of sleep to target is 7 per day...anybody who says they can work off less than that is lying to you and themselves).

Times to workout: In the morning / lunch time / dinner time. Will have days where you will be forced to miss but generally you can duck out for 1 hour during dinner and then just eat at your desk later. Or go in the morning which is the only time that is actually "yours"

My workout routine - Friday / Saturday / Sunday + 1-2 days during the week. I usually follow a dedicated workout split but tailor it to your goals. Some people would prefer to drink Friday afternoons, I'd prefer to workout. Something to consider is that this career is based on networking so Friday happy hours are important. Figure out your priorities

Diet: Meal prep if you're really serious about health stuff. Otherwise, learn basic macro and diet tips (i.e., for muscle building 1g of protein per body weight per day; bulking / cutting; good amount of fruits + veggies) and learn to eye stuff. Breakfast = smoothie / oats / whatever you can quickly make. Lunch = meal prepped or healthy lunch. Dinner = I take advantage of free dinners so figure out a consistent place to order from that fits your diet plan and health goals. Healthy snacks throughout and avoid obsessive amounts of coffee. I've seen people drink multiple cokes / coffee a day which is poison. Save the coffee for post-lunch when you get tired (FYI humans were meant to sleep twice a day hence the post lunch crash)

Take walks through out the day when you can. Remember, always prioritize sleep.

 

While 7+ hours of sleep is optimal and of course recommended there are plenty of people who can "work off less" (average 5-6 hours) and be perfectly fine. Getting that extra couple hours of sleep can easily be a marginal return for many people. People who run on less sleep aren't really lying to themselves, are they running at 100% optimal all the time, probably not but are they running close enough to it most likely. I've been running on 5-6 hours for the better part of a decade with 7+ thrown in there once or twice a week (weekends typically) and it works. Again, am I running 100% optimal all the time, probably not but I'm close enough to it and effective. Getting that prescribed perfect amount of sleep every night as a banker really isn't practical, if I skipped a workout just because I didn't get 7+ hours of sleep I would never be able workout. Everyone's body is different and adaptive so saying everyone needs X amount of sleep is like saying everyone should stop eating carbs because your body doesn't happen to respond well to them.

 

have to agree that 7 hours is crucial but will not make it or break it. i’m a heavy sleeper but if I wake up (regardless of how much i’ve slept), i can do pretty much anything, including working out. maybe, the lack of sleep will slow down natural processes that will make it harder to gain muscle / lose fat but from the energy capacity point of view, i don’t think 7 hours are a defining factor

 

I understand where you're coming from - there are very few people who can actually fully function, think straight, and not put their health at a disadvantaged position with little sleep. But there are an extreme minority. Investment banking is a process oriented job (at the Analyst-VP level) - you are paid to process - and to process information and spit out comments / turns / input numbers into a template, it does not require you to be at 100% all the time (or ever)

I'd highly recommend reading the book Why We Sleep instead of me trying to preach the importance of sleep. Everyone thinks what they know is right and I encourage more people in this industry to consider the health implications for lack of sleep. In summary, while you may think you are fine with 6 hours of sleep for multiple days (1 day isn't going to kill you of course), you are actually more impaired, at higher risk for disease and injury, worse memory, lower creativity, the list goes on...And at banks, we are resources, so why is it not in the best interest for banks to properly take care of their resources?

Yes there will be days where you will have late nights - but from my experience through good communication, utilizing resources, good visibility from senior bankers, etc. this can be mitigated. All I'm saying is that you have a long life ahead of you and establishing good habits early is important. Once they're established they're like chains and are hard to remove...

But what works for everyone is different so figure out yourself!

 

I rep the Friday, Saturday, Sunday main splits with some other workouts mixed in throughout the week. It's the easiest way to keep a really good fitness routine in banking, but most people don't want to sacrifice boozing (all comes down to priorities). I probably slightly disagree with the sleep part but mainly from the aspect of what's important to OP: is it setting new PRs and getting more jacked? Or just trying to stay in pretty good shape throughout banking? Someone can certainly operate fine on less sleep, but they won't be setting any new records in the gym so it's a matter of what your fitness goals are, in my opinion.

 

I think that getting a standing desk was a great way to keep me from being sedentary while at work and it keeps you in the "active" mentality. Other then that getting a pull up bar in your apartment or setting around an hour after work to get some physical fitness ended up working for me. 

 

For me, it all comes down to what your priorities are. I think it's important to new bankers to understand that you only get a handful of free time and you have to be really focused on prioritizing what's important to you. If that's working out and staying healthy, then place your extra time and energy into that instead of going to bars and what not (not that you can't do both). I've been in banking for a while, including both being an analyst and associate. I'm still in pretty good shape and most of the people I work with (especially the ones that care about fitness) are solid as well. Here are the main things i'd focus on to stay healthy and work out:

  1. You will likely have less time to work out now, but it's important to maximize that time and find ways to get workouts in. If you're struggling to find time, examine how much time you spent at the bar or shooting the shit with colleagues during the day. In my opinion, the best times to workout are Friday evening (before doing something social), the weekend and Monday morning (generally can sleep a fair amount Sunday night and wake up early). I had plenty of friends in banking shift their routine to Friday - Monday for their main lifts and then mix in some other workouts throughout the week if there was time because they had a much better chance of swinging workout those days. The morning or afternoon workout is also my favorite if you can make it happen. I work at a firm that has a pretty relaxed culture with this stuff so once you've proven yourself then you can dip out for an afternoon workout while a VP reviews something or you wait on an Associate
  2. You seem like someone that has the food part down, but it's pretty simple. Eat really healthy for lunch and breakfast because you're more likely to slip up at dinner. Also, there isn't a rule that you have to max out the expense limit every day; that's a quick way to overeat. Lastly, keep the booze a bit lighter. Personally, I don't drink at all Sunday - Friday afternoon so that eliminates some extra calories that I would get from nightcaps and extra nights out. This has the added benefit of ensuring that you don't feel like shit that often, which is even more important at my age
  3. Sleep is the hard one, but I think it's doable because bankers waste a lot of time (I still do). You'll have plenty of nights where you can't swing a workout and you're going to only sleep 2 hours, but know that it won't be that way every week. As you are moving throughout your day, keep in mind that messing around on instagram or WSO or whatever is taking away from sleep, the gym or social activities so try to limit that
 

Lol gosh I sound so petty but one of the reasons I was swaying away from IB was because I was nervous I’d gain a bunch of wait and gain about fifteen years on my face haha I guess you gotta be strategic meaning with sleep, skincare, hydration and maybe try a meal ordering service with fresh food or something (I’m not in IB yet but I’m ordering meal kits rn to try them out). I know IBs can have gyms in them too.

 

You'll be completely fine in banking; not everyone gains 15 pounds and starts to look 10 years older. Honestly, a lot of people take pretty good care of themselves and women tend to be better at this than men in my experiences. They are generally more disciplined (not always but often) and have things like good skincare routines, healthy eating habits and they drink less calories. I was always good at working out and diet, but ex-girlfriends and female colleagues helped me round things out with other parts of personal care. Don't shy away from banking for those reasons.

 

honestly, i had those thoughts as well but as i said in the original post, it’s not a dealbreaker for me. i was lowkey scared after seeing people with HUGE bags under their eyes and dull skin. but i guess it’s all temporary and with good discipline, avoiding that is possible

 

- figure out what your goals (aka what you want to look like) and then do that. There's a difference between wanting to look huge/mass monster and just lean. 

- realize that there's the "banking lifestyle" that people think IB is; which is different from what it really is. Meaning its not all bottles and models, you need to do what you need to do to keep yourself sharp for the job. That might mean going to the gym over the bar. As stated above, realize you have limited time and you need to priortize, that's a key beginning step. 

- During the shutdown, I got really into resistance band training. I'd said try to find equipment that you will actually use at home, easier sometimes to get a workout in at home; doesn't have to be the best, but an average workout is better than none. 

 

Diet is the most important IMO. Only drink water (not even milk) and stick to healthy meals throughout the week, maybe splurge once a week. When you have free time go on a walk along the block. I try to run 2x a week and walk 2x to get out and stay "fit". Also I have noticed sometimes I am just not hungry because maybe I had a big dinner, etc. - if that happens then just skip a meal. Intermittent fasting can be perfectly happy and allows your body to really purge everything. Unfortunately w/ Covid no gyms are open in NYC (yet) so I have definitely noticed my muscle mass decrease, but what can you do? 

 

Weigh yourself every morning and eat the same thing everyday. If you see yourself getting fatter reduce volume slightly.

I do a push, pull, leg split usually in the morning around 630am and I'll go surf early morning for a few hours on sat or sun regardless the conditions.

My daily diet - 

Breakfast- 5 eggwhites, chicken sausage, 2 pieces of toast

Lunch - 2x sushi rolls, or chicken salad

Snack - protein shake with peanut butter powder

Dinner - dig inn chicken and sweet potato, no sauce take the skin off, and bowl of fruit

I have 2 cheat meals a week usually Popeyes and whatever restaurant friends want to eat at. Also I drink maybe once every two weeks.

Been able maintain muscle mass and stay lean around 10% body fat.

 
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Weigh yourself every morning and eat the same thing everyday. If you see yourself getting fatter reduce volume slightly.

I do a push, pull, leg split usually in the morning around 630am and I'll go surf early morning for a few hours on sat or sun regardless the conditions.

My daily diet - 

Breakfast- 5 eggwhites, chicken sausage, 2 pieces of toast

Lunch - 2x sushi rolls, or chicken salad

Snack - protein shake with peanut butter powder

Dinner - dig inn chicken and sweet potato, no sauce take the skin off, and bowl of fruit

I have 2 cheat meals a week usually Popeyes and whatever restaurant friends want to eat at. Also I drink maybe once every two weeks.

Been able maintain muscle mass and stay lean around 10% body fat.

love this breakdown, will definitely try to maintain this sort of balance
 

Everyone saying to prioritize sleep which I completely agree with and understand, but people also mentioning that they workout in the mornings (7am-9am timeframe). How can you prioritize sleep and still workout in the morning with banking hours? From my experience at my internship, most analysts were leaving no earlier than midnight to 1am unless they have nothing going on. If you are going to sleep around 12:30am-2am how are you getting 7+ hours of sleep and still having time for a workout in the morning (even if its an hr workout)?

 

Personally, I didn't prioritize sleep in my early banking days. I tried to maximize it where I could but I would rather have a 1 hour workout instead of an extra 1 hour of sleep at night (obviously i'm trading my 5th or 6th hour of sleep for that workout, not the only hour I would get that night). My view is that the biggest thing is your diet; if you keep that pretty on point then you can afford to miss some workouts or get less than optimal sleep. People gain a lot of weight in banking because they start eating like shit and drinking 3-4 nights per week; the missed workouts somewhat add to it but aren't the primary driver.

 

Try intermittent fasting.

I learned from the Kinobody guy through youtube; been easiest, laziest way to lose 20 lbs for me and my lifts are stronger all around.    

I typically workout every morning or around noon and don't eat till 5 or 6.  Obviously you don't want to start out this extreme but I've gotten used to it after the first week.  Still keep it up working 9am-1 or 2am weekdays and of course a few hours on the weekends.   You don't have to kill yourself in every workout session.  30-45 min is plenty of time to do around 10-12 sets of compound lifts, supplementing with jump rope a couple times a week.  

Oh and it's definitely worth investing in home gym equipment; got a squat rack with pull up bar, bench, barbells, door-anchored resistance bands, adjustable kettlebell, bowflex adjustable dumbbells.  

 

Wake up at  5 am, prepare your food, take a swim/run if you can hit the gym by 5:30 while, drink your pre-workout by 6 you're done, shower, eat your prepared food, head to work.

Repeat this every 2-3 days a week or every 7 days.

„We are what we repeatedly do. Excellence, then, is not an act, but a habit.” „Patience is bitter, but its fruit is sweet.” „Happiness depends upon ourselves.” - Aristotle
 

Not Gaining Weight

Not gaining weight takes discipline, not time. This is because as it's often stated in the fitness community, "Abs are made in the kitchen,"  which applies to weight gain at large. To not gain weight, you only have to intake less or equal calories than you burn. Using a calories calculator can help to this regard https://www.calculator.net/calorie-calculator.html. If you have a week or two where you don't work out, you'll need to reduce your calories by 200-300 per day (assuming you were working out 2-3 days prior) during that week. This is why most people gain weight while working. If you eat the same amount you were as an active college student, but are sitting 14 hours a day, you will gain weight. You have to adjust for how much more sedentary you will be. Intermitting fasting or certain diets can also be a useful, but remember that all diet or eating strategies are a means to an end and calories in vs calories out is the end-all determinent of weight gain (Of course, calories out can be affected by metabolism which can be affected by food choice, but that effect is minor compared to gross calorie intake). 

Gaining Muscle
Gaining muscle and getting shredded while working long hours is a LOT more difficult.

However, it is not difficult to maintain muscle mass working out 1-2 days a week. So the first tip is to spend this next year gaining as much muscle mass as possible and whatever physique you attain, you should be able to maintain if you eat right and still remain relatively active. Training, eating, and sleeping optimally, you can expect to gain 10-15lbs of muscle for a new trainee, 5-10lbs of muscle for a second year trainee, and 2-5lbs of muscle for an advanced trainee.  

When you actually start work, the main constraint is time. With that in mind, here is how you should approach the three pillars of fitness (Sleep, Nutrition, and Training)

Training
You need to use the Pareto Principle here (80/20 rule) to gain muscle while on the desk. Most of your gains come from a small portion of your reps. In fact, the muscle growth response has been shown to largely come from the 1-5 reps prior to failure (e.g. say you can do 30 reps of a certain exercise at a given weight. Doing the first 25 even 6 days a week would likley not cause any muscle growth; the last 5 are what matter). Training to failure still impedes recovery, but the main takeaway here is that doing short, intense, heavy sets should allow you to produce muscle growth while being short on time.  A 5-3-1 for compound lifts with accessories for smaller muscles (rear and side delts, abs, calves) will be a good starting point here. Of course, you'll still want to utilize the principles of good form and progressive overload as well. 

Nutrition
Not hard to eat well while still working long hours. Avoid unhealthy seemless orders. Keep drinking to a moderate level, especially on weekdays (and use something like Thrive+ after drinking). Intake sufficient protein (1g per lb), and use protein powder if you find this to be difficult. If you stress eat, find some other way to deal with stress. Meditation and journaling are healthy ways, but even if you resort to an unhealthy reliever, make sure it isn't eating ungodly amounts of unhealthy food if you want any chance of having visible abs. 

Sleep

Sleep is definitely an issue. However, most of the physical recovery comes during periods of deep sleep, which you can still get enough of if you are only sleeping 5-6 hours per night. The key is relaxing before bed (breathing, turning off electronics, dimming overhead lights) and possibly using melatonin or CBD to help get deeper sleep. Other tips for deeper sleep involve sleeping at a cooler temperature (63 - 66 degrees) and having a great mattress, sheets, and pillows. 

 

I am no paragon of health, but I have 2 things that help:  kettlebells in the morning at home, before going to work. One can nearly always squeeze in 15-25 min of KBs. I have a workout buddy that joins me via Whatsapp so I know I HAVE to get up and do them.  The other thing that's worked well in the past was lunchtime workouts. I was lucky and my bank was occupying a few floors above a gym. When I'd go down at lunch I'd see half the bank was there too. You have a solid morning at work, then by lunch people are starting to walk out the door and everyone's energy is sapped. You put in 45 minutes of work, shower, and go back up to hit the desk re-energized. 

 

Hard to find time in the AM so I workout in the office between zooms. I bench press the 1st year females. It is easier when they first start because well, they are in better shape. After the first few months they get heavier so I do fewer reps. All good. works for me.

 

I stopped working out. No time and a home gym isn't motivating. thx covid.

 

You have to fuel yourself for the workweek as well as your gym ventures - I felt like dog crap if I didn't eat a ton of fruits / veggies with all of the stress and lack of sleep. I didn't work out much during the week my first year, but walked both ways to work / took the long route to sweetgreen and tried to do a decent amount of strength training on the weekend.  I had a lot of friends who were first years that got up early to work out or go to fitness classes, but we were really expected to be available throughout the entire evening. By the time it was okay to leave the desk, the gym at the office was closed...

 

On the workout front, I'd recommend a modification on the Insanity/Insanity Max 30 workout by Shaun T. (20-25 minutes of that x 2-3 days a week) + (1-2 days of 100-120 push-ups with or without variations). The most basic of workouts, but highly effective. 

As variations, try 15-20 minutes of jump-rope (as some people have mentioned), or even better - shadow boxing. You'd think punching thin air for 15 mins wouldn't do jack shit, but it's absolute murder for upper body + abdominals.

 

1) Workout at a gym at least twice a week. Weekends worked for me best during my analyst years as I had zero control of my time during the week. 

2) Try to do at least 100 push-ups and 100 squats every day when/wherever you can. During the day, my favorite spot for this little routine was emergency stairways. 

3) Live close to office and walk to/from work (unless you've decided to live in a really sketchy neighborhood and MUST ride a cab to get home safely at night)

Array
 

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