Jul 03, 2025

AI in Credit

As more credit shops are introducing internal AI tools, I wanted to start a thread on best practices for AI. What do you typically use it for? How does it help you save time or improve analysis? Where is it not helpful or prone to mistakes?


I’ll start. I think AI is great for quick facts about a sponsor or company (if public). Although it’s been helpful generating appendix slides that no one reads after you toss in the CIM. Unsurprisingly, I’ve found it to be pretty horrendous with respect to quantitative data. I also haven’t had much luck asking it for comps

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