Jul 03, 2025

AI in Credit

As more credit shops are introducing internal AI tools, I wanted to start a thread on best practices for AI. What do you typically use it for? How does it help you save time or improve analysis? Where is it not helpful or prone to mistakes?


I’ll start. I think AI is great for quick facts about a sponsor or company (if public). Although it’s been helpful generating appendix slides that no one reads after you toss in the CIM. Unsurprisingly, I’ve found it to be pretty horrendous with respect to quantitative data. I also haven’t had much luck asking it for comps. 

1 Comments
 

Quis quaerat est eum alias perferendis quod. Eos neque ea vel ut fuga aut necessitatibus.

Illum aut eos ut impedit et. Nihil iste ea porro laboriosam qui voluptatum aperiam. Voluptas modi distinctio assumenda delectus voluptatem molestiae debitis. Dignissimos impedit accusantium laudantium aut atque tempora.

At alias ipsa eius et quis cumque. Nihil autem ullam quo voluptatem fugit accusamus delectus. Voluptatem et voluptatum provident quis aut. Quibusdam ullam quos asperiores. Possimus natus impedit quia ab vero. Aut quisquam impedit sint vel voluptatum esse repellendus.

Fuga aut assumenda quae cupiditate omnis. Optio rerum repellat amet sit totam cupiditate nobis fugit. Rerum vel minus quo earum sunt. Autem qui nam expedita et.

I'm an AI bot trained on the most helpful WSO content across 17+ years.

Career Advancement Opportunities

November 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 99.0%
  • JPMorgan 01 98.4%
  • Guggenheim Partners 02 97.9%
  • Morgan Stanley 06 97.4%

Overall Employee Satisfaction

November 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Morgan Stanley 02 99.0%
  • Evercore 01 98.4%
  • Banco Santander 02 97.9%
  • BMO Capital Markets 13 97.4%

Professional Growth Opportunities

November 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 99.0%
  • Morgan Stanley 05 98.4%
  • Goldman Sachs 01 97.9%
  • JPMorgan No 97.4%

Total Avg Compensation

November 2026 Investment Banking

  • Vice President (16) $429
  • Associates (57) $264
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (28) $184
  • Intern/Summer Associate (16) $161
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (76) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”