Jul 08, 2022

Banking vs Private Credit/Debt Fund

Currently at an IB as an associate (CRE). 

My current comp is 125k with target bonus of 100-125k. 

I have insight on my career progression and comp. Looking to get a sense from everyone if they'd climb the ladder or jump ship a couple years down the line like everyone does in banking. I see a good chunk of my peers leave after 3-5 years to go work for our clients. For people on the private credit/debt fund side that came from a banking background; what would you do in my situation? Was the jump worth it and what about banking dissuaded you from staying. 

assuming comp/title progression below: 

Associate 1 - 125/125/250

Associate 2 - 150/150/300

Associate 3 - 175/175/350

VP 1 - 200/200/400 

3 Comments
 
Most Helpful

Came from CMBS. Not banking. But Vp comp is above what you listed and work 60-65 hrs a week, so likely better than banking hrs. Vp debt fund (talking pe / pc brands) can be call it 400-550k (yoe). Maybe more and with some long term def comp. And again decent hrs. Private credit … real estate or corp in my mind is an great seat. “Lower” hrs for finance and solid comp and carry down the road.

 

apricots

Came from CMBS. Not banking. But Vp comp is above what you listed and work 60-65 hrs a week, so likely better than banking hrs. Vp debt fund (talking pe / pc brands) can be call it 400-550k (yoe). Maybe more and with some long term def comp. And again decent hrs. Private credit … real estate or corp in my mind is an great seat. "Lower" hrs for finance and solid comp and carry down the road.

I should have specified, I sit within the CMBS team but my product isn’t in the direct lending space so I fall within the “banking” category. I admit my comps for VP is probably either outdated or definitely on the low end. What comp have you seen for the VP level?  

I feel like this is a well kept secret and perfect balance between comp and lifestyle. How long did you sit in the CMBS seat before going over? 
 

 

Quis sit veritatis quod adipisci. Omnis minima est porro fuga. Odio eaque et culpa autem et. Temporibus pariatur voluptatem est perferendis magni eos delectus. Et dolores laudantium sequi harum et tempora beatae. Illo illum quia magni ea.

Omnis cumque et ut odio quasi quasi. Cupiditate nihil doloribus dolores.

Et nihil temporibus aut sequi ea. Beatae consequatur at aut sit vero. Incidunt praesentium perspiciatis voluptatem nemo ratione tempore ut.

Ipsum ut repudiandae placeat. Quo magnam asperiores soluta harum distinctio fuga voluptatum assumenda. Dolor et reprehenderit quis voluptas voluptatem cupiditate. Dolorem velit eum architecto cupiditate vel suscipit.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.3%
  • BMO Capital Markets 12 97.7%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.7%
  • JPMorgan 01 97.1%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (15) $434
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (79) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
dosk17's picture
dosk17
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
CompBanker's picture
CompBanker
98.9
8
GameTheory's picture
GameTheory
98.9
9
DrApeman's picture
DrApeman
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”