Aug 09, 2023

Best Metric to Compare Spread / Yield per Unit of Risk Across Credits

Newbie here - I'm familiar with spread per turn of leverage but do people in credit ever look at spread per turn of LTV (or the inverse, 1/LTV = asset coverage) or levered FCF yields? Was wondering what convention makes most sense intuitively and also most sense to easily benchmark ideas if you have a bunch of credits with different yield profiles / leverage / FCF profiles and LTVs. Basically asking does Spread per Point of LTV make sense or does it sound like nonsense (I don't particularly like that the output number is really high). Same with Spread per % FCF yield.

Say 15% yield vs. 50% LTV, that would be 3000bp spread per % of LTV (or 750bp per turn of asset coverage, does that sound better?). If it had a 15% FCF yield that would be 10000bp per % FCF (eww huge number...or 225bp per Turn of FCF Multiple).

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