Heloc and credit score

Hi everyone

How is ones credit score affected by getting a Heloc?

If I were to close a small unused Heloc account and open a larger account (70k to 400k), would my credit score take a large hit due to the much larger sum requested? Moreover, let’s say I never touch the new 400k HELOC (or use a small sum) but kept it open long term, would my credit score improve with time or does carrying this large amount negatively impact my score?

Thank you for your assistance!

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Heloc and credit score

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Heloc and credit score

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