I keep no money in my savings or checking account
Is it weird that I just invest every single dollar I have into VOO, QQQ, and VTI ?
Like I’m not a big spender and whenever I need cash I literally just sell some stock
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Id probably keep 3-6 months living expense if you don’t have parents to crash with in the event there’s a recession and you both lose your job and the market tanks. If you’re married I’d definitely have at least 6 months. Plus, with current interest rates, if you throw 6 months of living expenses in a high-yield savings account, you can earn enough off interest to get a plane ticket or two each year.
How are you paying your rent? Keep at least some cash buffer. Gives you flexibility if you lose your job and the markets tank in the same week.
I keep like 5-7k in my checking just so I don’t have to think about paying rent and other stuff monthly with how much is actually in my account.
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