2 offers from a bank that's a shell of its former self and another with big4 corp fin

Decide between 2 FT offers (U.K.)

  1. A U.K. bank that was huge but after the crisis has slashed the investment bank. It's certainly a shell of its former self. I will likely be working in structured finance and possibly leveraged finance. Start date is 2017 September.

  2. Big 4 corp fin/transaction services 2018 September. I do want this offer so much more but I'm 24 so I feel awkward to start work so late as I would be 25. Apart of me just doesn't care I know I would enjoy it and to be honest given a lifetime that will be longer than previous generations few years doesn't matter much. In the U.K men retire at 70 I think and I could see my self doing this for a long time.

I want to break into an Investment Bank which of these 2 would give a greater probability of success? Which offer do you think is better? I'm 24 so I feel immense pressure to start work immediately. I'm thinking maybe I could work at the first job for a year than work at the second offer.

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