Credit Rating Agency Graduate Analyst vs Citi TTS MA

I am a final year student and received 2 offers. One is the top 3 credit rating agency graduate program (corporate side, not FI), and another is Citibank Treasury and Trade Solutions Management Associate.

S&P is doing credit rating so I will do company, industry, and financial analysis, producing report at the end. I will be trained for industry knowledge and financial statement analysis. For Citi TTS, the department is doing cash management (liquidity, payment and receivables) and trade finance (lending, AR factoring) etc. The role will be either product manager or product sales at the end. Citi is a top player in transaction banking and many fintech stuffs coming out.

I have done some research and understand that people at Citi TTS often stay for a long time (>5years) and people at S&P exit to DCM/fixed income research in sell-side and buy-side. Those are obviously different career paths. I think I enjoy the financial analysis part of S&P but not sure if I enjoy writing reports.

For the package, Citi pays a lot more than S&P. For base salary, Citi pays 30% more and Citi also offers me relocation for 10,000 USD. However, I am concerned about the career development since transaction banking is a very special market and people kinda hard to jump to other finance industry role.

Hope anyone could give me any insight or advice on how to pick the offer.

Thank you