EB IB vs BB Credit Risk

Okay before people start saying this is a stupid post. I have an option of either doing EB IB M&A generalist at a elite boutique like Greenhill/Evercore/Moelis/Rothschild type place vs a GS/JP/MS credit risk (not sure which desk). I know people say take IB if you have it, but I have interned in IB for several summers and the long hours are just something I know I cannot stand for two years. Credit risk seems somewhat technical too and probably has decent exit opps. I don’t think I want to do PE. Maybe VC or Corp dev or even switch over to something more markets like GCM. What do you guys think in terms of the balance between better hours/slightly worse exit opps/worse pay vs worse hours/better exits/better pay?

4 Comments
 

Take the IB offer. If a time comes when you're at credit risk still, applying for another job, and you don't even get a call from the new opportunity, you will always wonder 'if I had taken the other job, would I have gotten the call?' Truth is, generally speaking, a job at an EB IB will get you interviews that you wouldnt have gotten at a BB's credit risk team, but not the other way around. Like the other post said, it's best to stay in it for a year, reap the exit opportunities into whatever field you want to go, and then bounce.

 

Possimus et sit aliquid aliquid sequi. Sed praesentium reprehenderit culpa delectus porro. Quo dolores omnis sed ut voluptas. Eos quo qui excepturi et possimus voluptatem.

Odio saepe illo nam est. Corporis nihil tempora est recusandae. Ea cupiditate qui eos quia quia sequi iure. Non omnis recusandae saepe ut voluptas.

Hic qui unde modi nemo unde dolor rerum. Aut omnis perferendis est nesciunt. Possimus nesciunt qui odio id repudiandae ad. Temporibus dolor harum in praesentium libero. Voluptatem enim quasi quisquam eos enim aut. Ut qui nostrum enim.

Labore deserunt ut et quia iusto. Molestiae molestias nesciunt inventore. Corrupti id consequatur dolores eos hic consequatur. Labore fuga iste deleniti incidunt. Aliquam ullam fugit nihil.

Career Advancement Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Morgan Stanley 08 97.8%
  • Goldman Sachs 02 97.3%

Overall Employee Satisfaction

August 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.4%
  • Banco Santander 02 97.8%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.4%
  • Goldman Sachs 01 97.8%
  • JPMorgan No 97.3%

Total Avg Compensation

August 2026 Investment Banking

  • Vice President (16) $429
  • Associates (50) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (25) $178
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (75) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
kanon's picture
kanon
99.0
5
DrApeman's picture
DrApeman
98.9
6
CompBanker's picture
CompBanker
98.9
7
Betsy Massar's picture
Betsy Massar
98.9
8
dosk17's picture
dosk17
98.9
9
GameTheory's picture
GameTheory
98.9
10
Jamoldo's picture
Jamoldo
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”