How Long After You Accept Can you Renege with Low Risk?

Suppose I signed an offer early May, how long do I have to recruit afterwards before your risk of reneging greatly increases? Are you more likely to piss off a bank and screw yourself if you renege months after accepting as opposed to just weeks after?

12 Comments
 

Asap so they have time to find someone else

Don’t do it 2 months before the start date they’ll be pissed

 

I think people overestimate the costs/risk of reneging. Just reneg when you need to reneg and don't make a big deal about where you are going. The MD in charge of juniors is not going to call up banks trying to figure out where you landed. It could screw your school a bit if you were OCR, but that is not a huge issue. 

 

I know someone who was in a program at school where they'd kick you out if you reneged. He got a return offer from a MM firm and accepted it. Then a month later he recruited for an EB, got the offer and accepted it. He waited until graduation to stay in this program, so 1.5 months before FT start, he reneged. Literally nothing happened and no ones cares. Pissed off the program though

 

What are you worried about exactly? You think banks are gonna sue you because you reneged on them? I have plenty of friends who reneged their offers after getting their sign-on bonus checks. Some even reneged their offers to go for another bank, just weeks before they were supposed to start full time - they signed and held on to both offers till the very last minute. Were there any consequences? None. Zero. Take your time & don't worry

 
Most Helpful

Did my SA at BB, received FT offer at the end of internship and accepted on the spot. Went through recruiting again this spring focusing exclusively on EB this time. During my interviews I outright told the interviewers that I already signed with a BB but want to go for EB. Wasn't a problem and I got an offer pretty easily. Didn't renege the original BB offer until March - this was after I had already received my sign-on bonus check from BB. When I finally told the BB that I won't be joining, I got some calls from the VP and D who tried to make me stay/join, but they were pretty understanding and that was pretty much it. No repercussions. Sent back my sign-on bonus check from BB - no big deal. Got another one from my EB anyway. 

 

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