Thinking of moving from Equity to Debt

Hi all,

As title suggests, I’ve been recently thinking about moving from equity advisory to the debt team.

I have a good relationship with the MD in the debt team and think it may be worth to have a chat with him about this.

That being said, I have zero experience in debt, have no idea what a debt process looks like and what is expected from a senior analyst there. Is modelling involved? How technical is it? Is the most difficult part the massive deal flow they have?

Any insight on this would be much appreciated.

6 Comments
 
Most Helpful

Credit work is often more technical across a broader range of workstreams than equity work. In addition to forecasting the underlying business, you have to consider leverage and coverage metrics, capital structure, contractual terms/credit docs, cash flow mechanics, downside analsysis, maturity walls, liquidity analysis, etc.

Equities, on the other hand, tend to be more technically intensive in the narrow discipline of forecasting the business itself, which typically requires more granualar operating models, industry analysis, and valuation work.

Credit generally has less glamour and fewer people explicitly targeting it, particularly early in their careers. That can create a favorable dynamic for someone who genuinely enjoys the work and is good at it, as the talent pool is somewhat narrower and strong credit judgment becomes increasingly differentiated with experience.

 

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