Trending Content - Job Search Advice Forum
Career Resources
WSO Free Modeling Series - Now Open Through
July 31, 2026
9 Free Financial Modeling Lessons
Get instant access to lessons taught by experienced private equity pros and bulge bracket investment bankers including financial statement modeling, DCF, M&A, LBO, Comps and Excel Modeling.
+Bonus: Get 27 financial modeling templates in swipe file
+Bonus: Get 27 financial modeling templates in swipe file
High Finance Applications
Guaranteed
Get at least one offer GUARANTEED
- 1:1 support
- 92% success rate
- 2,000+ mentor network
- Unlimited Live bootcamps
- AI for resume + LinkedIn
- Networking automation tools
- HireVue simulation tool
- Full course library
- Private Slack community
- 20hrs of mocks
- + much more...
What are the job responsibilities
Goldman IBD, SocGen IBD, Goldman private bank, commercial bank relationship manager roles, corporate finance/treasury roles, Highland Capital S&T, and Fortress RE.
Credit Analysts perform intensive qualitative and quantitative due diligence on industry and company factors. Analysts are called on to:
-Participate in the structuring, underwriting and documentation of credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements -Research, write and present financial and industry analyses in support of company specific and portfolio level decisions -Evaluate transaction and relationship risk-adjusted profitability to facilitate the allocation of capital -Monitor all elements of the bank's credit exposure to its clients across its international network, including periodically reassessing internally assigned risk ratings -Manage credit exposure associated with the bank's broad range of products including Leasing, Commodities/Foreign Exchange, Derivatives, Treasury Management, Receivable Securitization Conduits, etc.
The investor never sees our credit memos so our analysis doesn't directly meet his needs. Also, the bank is going to give the client what it asks for pretty much no matter what, and the credit memo is really just to make the client sound like a strong obligor. In terms of risk/return requirements, if the client is not using its revolver, but we have strong ancillary business like trading revenue or M&A fees, the bank will continue to participate in the syndicated facility. If the customer has no other business with the bank and is not using the line, we'll cancel the relationship. Most of the revolving lines in the department I'm in within FIG are barely drawn on and are used as a backstop for commercial paper and are viewed as backup liquidity that helps for regulatory reasons.
Voluptatum aut non amet autem quasi et. Quas inventore provident sunt dolor modi officiis enim eaque. Cumque corporis vero officiis qui labore provident quia. Qui repellat molestias autem eum voluptatibus voluptatem ea. Nihil vel ut et sed blanditiis veniam. Delectus eos accusantium maxime beatae nihil. Rem nulla repellat rem eveniet quas omnis non.
Rerum rerum libero dolor odit. Vel maxime natus in sunt iste minima. Animi et in nihil occaecati voluptatem. Saepe ratione iure quia eos aliquam.
Cupiditate explicabo ea deleniti atque sed consectetur. Necessitatibus aut id alias dolorem.
Sapiente ut et voluptatibus autem ut possimus ullam ducimus. Adipisci ut iste quisquam officia doloribus tempora ut.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...