Career Advice...

Dear Monkeys,

Paging the wisdom of the jungle here—need some real talk.

Would it be absolutely bananas to leave my current gig in structured credit? It’s cushy, stable, and the money is flowing smoothly, but... it’s not real estate, which is where I eventually want to be.

Here’s the pitch: I’ve got an offer from a Real Estate Finance shop. Downsides? They underwrite tiny deals, burn cash like a dumpster fire, and the business model screams “not sustainable.” Culture? A cocktail of mildly toxic vibes, some brilliant minds, some raging egos, and a few genuinely cool people.

The upside? It’s a pay bump and a potential stepping stone back into real estate.

What do you guys think? Big brain move or career suicide? Throw me your two cents—I’m all ears.

Thanks,

A fellow monkey

10 Comments
 

Based on the most helpful WSO content, here are some key points to consider:

  1. Risk vs. Reward:

    • Current Stability: Your current job in structured credit is stable and financially rewarding.
    • New Opportunity: The Real Estate Finance offer provides a pay bump and aligns with your long-term goal of working in real estate.
  2. Company Viability:

    • Concerns: The new company underwrites small deals, has a high cash burn rate, and an unsustainable business model.
    • Culture: Mixed environment with some toxic elements but also some brilliant and cool individuals.
  3. Career Path:

    • Principal Side vs. Brokerage: If your goal is to be on the principal side, avoid brokerage roles as they can be overcrowded and limit growth opportunities (as noted in the "Two Offers - Need Advice" thread).
  4. Timing and Risk:

    • Taking Risks: It's often riskier not to pursue opportunities that align with your goals. You can likely bounce back if things don't work out (as discussed in the "From Real Estate Finance to Founder of Development Company - Q&A" thread).
  5. Decision Making:

    • Reassess Periodically: Make the move if it feels right, but reassess your situation every 6, 12, or 18 months to ensure it aligns with your career goals (advice from the "Two Offers - Need Advice" thread).

In summary, while the new opportunity has its risks, it could be a strategic move towards your long-term goal in real estate. Weigh the potential for growth and alignment with your career aspirations against the stability of your current role.

Sources: To Those Who's Had A Successful Career In CRE, What Advice Do You Have For Younger Generations?, Two Offers - Need Advice, When to jump - Advice on switching jobs, careers, and fields, From Real Estate Finance to Founder of Development Company - Q&A, What is your compensation in Real Estate Finance?

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

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