Too late?

From what I’ve seen this is probably the 1000th “Am I too late for IB?” post on WSO but here goes. I’m a rising junior who is only now becoming interested in finance. I just got my AA from a community college and I’m finally transferring to a real college for my 4 year. This is kind of the first time I’ve really asked myself what I’m going to do in life. I haven’t yet taken any actual finance classes and obviously I have had no internships. To have even a fraction of a chance at internships I’m supposed to start applying now but that seems impossible as I don’t really have any finance knowledge yet. So should I give up on IB and focus my efforts elsewhere?

Also, there’s of course a chance that I’ll hate finance and want to do something else entirely, so I should jump the gun. But assuming I love it and set my sights on IB, will it then be too late (if it isn’t already)? Any advice would be highly appreciated.

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