What should I do for full time after college

Currently, I'm going into my senior year as a finance major at a Big Ten engineering-heavy school (non-target), and I do not know what I want to do full-time. I am currently in my second internship at a large biotech powerhouse in Boston doing Corporate FP&A. I do not love what I do as it is pretty tedious and boring, and I am not learning nearly as much as I thought I would. Last summer, I had an internship at a boutique consulting firm, which I thought was much more entertaining than my current FP&A role. I have a solid resume for a college kid with tons of club involvement, but the only thing really holding me back is my GPA, which is a 3.3.

I have thought about a few industries such as private wealth management, management consulting, some sort of credit, commercial real estate, risk management, and maybe SDR or BDR (not in any order of preference).

I always thought when I was going into college that I wanted to do IB, but I honestly did not know how early the industry started recruiting, and by the time I realized what I needed to do, the ship had sailed. After reading this site, I was also less motivated to 100% commit and try to break into IB. I've always wanted to work in a firm and not large biotech, but I am somewhat lost in how I should be thinking about a full-time role. Obviously, your first job does not matter THAT much in comparison to your whole life, but I want to start at a competitive place that will allow me to learn as much as possible about finance. I grew up around a ton of finance professionals and have solid connections at a lot of great places, but I am so lost with what I want to do full-time.

ABOUT ME: Everyone has told me I would be great at sales, but it's not the place I want to start my career. I have always been well-liked by mostly everyone (maybe people hate me idk) , and I have been known to make people laugh. I love going out with my friends and having a good time. I am known for being super social. In almost every organization in college I am in, I have been elected to the executive board. I am Vice President of my fraternity with 200 guys, VP of the Financial Management Club, etc. I have great conversation skills, but I wouldn't say I am the most analytical or quantitative, but I can hold my own. I only wrote this section so people have an idea of the type of person I am.

At the end of the day, I am just a 21-year-old who's lost with all the different finance opportunities out there. I am fine working 60 hours a week but don't want to be consistently  putting in 70-80+.  I'm looking for other people's opinions on the potential jobs I listed above and what their experience was navigating post-grad life. Any info is helpful. Thanks!

3 Comments
 

Based on the most helpful WSO content, here are some insights and advice for your situation:

Potential Career Paths:

  1. Private Wealth Management (PWM)

    • Pros: Client-facing, relationship-building, less quantitative.
    • Cons: Can be sales-heavy, may require building a client base from scratch.
  2. Management Consulting

    • Pros: Diverse projects, problem-solving, good for generalists.
    • Cons: Can be travel-intensive, long hours.
  3. Credit

    • Pros: Analytical, good for understanding financial health of companies.
    • Cons: Can be less dynamic, more focused on risk assessment.
  4. Commercial Real Estate

    • Pros: Tangible assets, mix of sales and analysis.
    • Cons: Market-dependent, can be cyclical.
  5. Risk Management

    • Pros: Analytical, important for financial stability.
    • Cons: Can be seen as a cost center, less glamorous.
  6. Sales Development Representative (SDR) / Business Development Representative (BDR)

    • Pros: Client interaction, good for extroverts.
    • Cons: Can be repetitive, high-pressure for meeting targets.

Key Considerations:

  • GPA: While a 3.3 GPA is not a deal-breaker, improving it can open more doors. Focus on excelling in your final year.
  • Networking: Leverage your connections. Informational interviews can provide insights and potentially lead to job offers.
  • Internships: Your experience in FP&A and consulting is valuable. Highlight the skills and knowledge gained in your resume and interviews.
  • Work-Life Balance: Consider roles that align with your desired work hours. Consulting and IB are known for long hours, while PWM and certain credit roles may offer better balance.

Actionable Steps:

  1. Self-Assessment: Reflect on what aspects of your internships you enjoyed and disliked. This can help narrow down your options.
  2. Research: Look into the day-to-day responsibilities of the roles you're considering. WSO forums and company websites can be valuable resources.
  3. Networking: Reach out to alumni and professionals in your network. Their experiences can provide clarity and potentially lead to job opportunities.
  4. Skill Development: Consider taking courses or certifications that align with your interests. For example, a certification in risk management or real estate can make you more competitive.
  5. Career Services: Utilize your university's career services for resume reviews, mock interviews, and job search strategies.

Final Thoughts:

Your first job is a stepping stone. Focus on finding a role that offers growth opportunities and aligns with your strengths and interests. Given your social skills and leadership experience, roles that involve client interaction and relationship management might be a good fit. Keep an open mind and be proactive in your job search.

Good luck!

Sources: Should I Slow Down?, What should I do the summer after freshman year?, Over 30, still no undergrad, finance career options?, https://www.wallstreetoasis.com/forum/investment-banking/1-year-after-graduation-need-life-and-banking-advice?customgpt=1, Intern Burnout, Considering Full-Time

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

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