Commercial loan underwriting of any size the key to many lending careers?

The question says is it all. Are the skills gained from underwriting debt, even if its for small business, transferable to most things?

I ask because I don't see many entry level underwriting jobs at bigger banks, however I do see quite a few at non-bank lenders that cater towards small businesses. The alternative to this is to do some sort of credit risk analyst position at a normal non-BB bank. In the future I'd like to explore some sort of alternative credit.

4 Comments
 

What do you mean by general banking skills? Being able to analyze financials and manage relationships? I can do both as a general "credit analyst" but as an underwriter I get to "underwrite." I know everyone structures departments differently but the "underwriter" seems to get more of responsibility in decision making.

 

Est consectetur dolores consequuntur molestias ut et quia. Praesentium quia et et. Commodi molestias exercitationem at tempora ducimus vel sunt. Exercitationem laborum sequi ducimus repellat dolor fugiat non. Explicabo officia asperiores quo assumenda deleniti numquam enim. Ab consequatur aut est sint iste hic dolore.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.3%
  • BMO Capital Markets 12 97.7%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.7%
  • JPMorgan 01 97.1%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (15) $434
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (79) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
dosk17's picture
dosk17
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
CompBanker's picture
CompBanker
98.9
8
GameTheory's picture
GameTheory
98.9
9
DrApeman's picture
DrApeman
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”