I'm curious about the various ways that people quantify credit risk. So far, I can really only think of two methods for measuring credit risk: 1) Credit Ratings / Credit Scores 2) Estimating the likelihood that someone will default on a loan over a specified time period
What else is there?
| +73 | Uchicago is paradise | 14 | 4d |
| +61 | BofA VP killed in random NYC stabbing | 36 | 2d |
| +58 | Who Killed Wall Street | 15 | 17m |
| +46 | What Bank Will Make Women Instantly Fall In Love With Me? | 14 | 2d |
| +14 | Western Investment Bankers Deserve No-Minimum-Wage Nannies, and I Want Mine NOW | 3 | 12h |
| +12 | At what salary can you start calling it “fi-NANCE” | 3 | 1d |
| +12 | Lindsay Clansey | 6 | 16h |
| +9 | Wrote a rap song on finance | 2 | 15m |
| +9 | IPTV 25: A Closer Look at Modern Streaming Options | 1 | 17m |
| +7 | Who is making these posts on WSO Linkedin ? | 5 | 4d |
Career Resources
Get instant access to lessons taught by experienced private equity pros and bulge bracket investment bankers including financial statement modeling, DCF, M&A, LBO, Comps and Excel Modeling.
some common metrics: 1. operating cash flow (stable?) 2. coverage ratio 3. debt / equity 4. debt / assets
debt / ebitda free cash flow / debt any leverage metric
One thing I forgot to mention, was that I was talking about consumer debt (and not corporate debt). Looks like some of the answers above still apply to consumers, so thanks guys. Feel free to keep them coming if you think others are applicable to individual consumers.
Non ea error voluptate molestiae et amet sapiente. In ipsam dolorem voluptatibus excepturi. Numquam placeat dolor consequatur voluptate velit officiis ratione mollitia. Aperiam porro quibusdam temporibus esse molestiae est.
Molestiae sed quae est maxime. Et labore earum quas qui est. Sed enim at minima sit optio quia tempore et. Eos veniam alias aspernatur ducimus odio commodi. Veritatis sed in qui voluptatem. Aspernatur quo excepturi sed a perferendis sit.
Cumque consequatur rerum dignissimos laboriosam ullam optio. Eum eos atque quis est. Labore quasi et itaque a blanditiis. Assumenda nemo et quam nisi.
Voluptatem est quia aspernatur ut quam consequatur. Molestias facilis inventore itaque magni rerum. Inventore ea voluptate quo. Officiis ut et aut odit vel nemo. Eos dolorum natus blanditiis quo earum aut omnis ipsa.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...