Goldman Sachs Private Credit Group - London

Looking for thoughts on this team and it's performance. Heard the culture is very sweaty for a private credit team (70 hours +). Know they do direct lending, mezz. and some minority equity too. Know they are one of the biggest players in the market with massive funds. All sponsor backed deals? Any insight appreciated

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Would say easily 70-90 even 100 hours (downtime would be quite chill at 50 hours / w though, but happen probably 1 week every quarter) if on multiple deals at the same time. The good side is you really see a lot of deals and execute a lot, and it is GS, if it even helps here; the flipside is quite sweaty and low pay vs. same-size peers (so Ares HPS Apollo or BX), tons of admin and portfolio work that's because of the hierarchical nature of the bank 

 

Does the same apply to the Hybrid Capital team?

Hybrid Capital hours are very unpredictable, some weeks you will have nothing to do whilst others you will be crushed. In the last 6 months, more than half of the seniors have left and the culture isn't great. Don't think comp is good due to very poor fund performance. They have done some very bad investments, which have yielded to firing and people leaving.

 
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GSAM Private Credit can do minority equity, but it's very rare. 

Working hours are usually from 09 - 23 and with minimum work on weekends, this is high compared to other Private Credit shops. Comp is way below competitors with a massive amount of portfolio work as the team does not have a portfolio team like other Private Credit firms.

Culture isn't great, mainly due to it being GS but also because of some new hires from very questionable backgrounds. You do have the opportunity to see a lot of deals, and all the transactions are sponsor-led. Exits for Analysts have also been great, many of the recent juniors have gone to MFs.

If you want to do Credit, better to go to a pure Credit shop than going to a bank.

Happy to answer any other questions. 

 

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