I got into osu fisher as a transfer but realized it would take me about 5 semesters to finish my degree. To do that it would cost me about 60k in loans or my other option is university of south florida and only cost around 10-15k. I know osu is a better school but is it worth that debt? Any help would be huge.
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Yes, it's very likely worth the debt. Ohio St is a much better school. $60k in loans is a significant amount, but could you get a job during school to help mitigate that, particularly if it is related to your desired career path?
I figure if it gets me the right job its worth it long term but worry about having to make those payments at graduation.
$60k in loans at 6% interest is $500 a month for 15 years. I believe you don't start making payments until October after you graduate (if you graduate in May) but I'm not sure and it depends on if you have government vs. private loans. It's a difference of $375/month since it's the $45k more than South Florida that really matters here. It should also be tax deductible, so the effective difference is about $260/month. Doesn't seem too big that way, does it?
I completely agree with people that it makes sense to go to Ohio State, it will open up a lot more opportunities for you.
I agree broken down it does make sense I guess I just needed people to tell me that because it feels like a lot of debt and I know osu isn't penn or anything, but clearly better than usf.
Similar to how tds2006 broke it out for you;
Assuming you're gunning for some top tier jobs (IBD/MBB/HF/PE/blah blah blah) you'll probably do well enough to land into a job making around 50K-60K starting no matter what. I know Big 4 is pretty popular there, worst case they'll hire you for low 50's.
In the long run it's better for you.
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