Opinions on undergraduate transfer decision

Hello all,

Currently in my last semester at a two-year community college in New Jersey. I have done very well during my time here while working full time and am now faced with making the decision on where to close out my last 2 years. (Hopefully just two)

I hope to one day working in investment banking, specifically M&A, and eventually, transition to buy side and work in PE or some type of asset mgt. I am open to other careers in the financial services, but this is where much of my interest lies.

I am grateful to have gotten into every school I applied to, and have more or less narrowed it down to two options. 1. Rutgers Business School New Brunswick- In-state tuition can commute if I decide to, will graduate with little to no debt.

Would like to either double major in Finance and Accounting, or Major in one or the other and minor in Math. All of my credits will transfer in, and I will be able to declare a major right away.

2. The University of Michigan- Got into LSA, where I would major in Econ and Math/Stats. Applied to Ross BBA as well, but I will not hear back until Mid-June. I visited and met with admissions at Ross and felt it went well, but with only 25 seats being put aside for external transfers, this is a very competitive transfer process.

LSA- I will be a Junior and be able to declare my major immediately.

Ross- Only 45 credits transfer in, so it would take longer than 2 years most likely.

I loved Ann Arbor when I visited, and by far and none had the best experience visiting Michigan compared to other schools I visited.

The main dilemma with Michigan is cost, as the total cost of attendance can be as much as 70k a year. I do not receive financial aid and don't want to be bogged down by debt, especially when I aspire to get an MBA eventually.

Other schools I got into are - Vanderbilt, TCNJ, Indiana, and Michigan State. (Mom's an alum, hated the school)

So I would just like to hear some opinions on the two options, my heart says go to UofM and get the most out of these two years, my brain says to save the money, keep working and stay in state at Rutgers. I have been working at an accounting firm since high school and can continue working there throughout the rest of college if I'd like. Although I have no real interest in pursuing my CPA and working in accounting, I am paid well and they are good to me, and my schedule is 100% flexible around school.