UConn vs Rutgers vs Penn State

I have experience transferring to a top (non-target) T10-T15 school. I would say it was 50/50 (see below comment) between kids transferring from their state school, and kids from T15-T30 schools. If you want to take the transfer route, I would recommend staying in-state. I think it tells a 'story' that looks slightly more favorable. UConn has a great program for a state school and is relatively inexpensive in-state. If you're paying for college, it's a solid option to learn and save some money for the first year or two. In my opinion, going to another state school isn't a great idea financially and would show that you either couldn't get into something better or wanted the "state school experience," which is very different from the traditional liberal arts experience in the top schools. Going to UConn says that you wanted to save some money.

To transfer: Get your SAT/ACT as high as you can, that's what saved me (99+%tile ACT).  You also need to be getting mostly As in your classes with the occasional B+. Most of the kids I spoke to in my transfer class had 3.9+ college GPAs. 

Also, don't bother transferring to HYPM (didn't try Stanford), they'll take your $70 and your application but only accept military/athletic students (~7-12 people/year).

Honestly, senior year of HS is way too early to be thinking about recruiting. I thought I'd be going into a completely different field then (and school) and I still made it work. There are many different ways to break in. 

The above arguments leave out one key thing: after a less than a handful of years of experience, no one cares where you went to college except the snobs. So at the end of the day, choose which one makes the most sense to you like UConn.

For instance, I graduated high school early by absenteeism sending me to alt school (one semester in three weeks! And I almost absenteet'd out of that too lol), but wound up as a senior consultant having done PWM, SEC reporting and had hedge fund offers after making it into UT applying only 48 hours before the deadline. You're gonna turn out fine man.

PSU has a lot of connections on the street and a very prominent undergrad fund. Rutgers is close to the city which helps with networking, off cycle internships, etc

If you get a 3.8+, network, have an internship or two, and aren't totally bombing interviews you should have no problem landing IB from either of those schools

I would pick those over UConn, not a fan of Storrs or the UConn business school but personal preference there.

As someone who goes to Penn state remote currently (successfully transferred into WashU, starting next semester) I can confidently say that going in person to Penn State and joining the right organizations will likely give you a competitive edge in networking and securing an offer. Ive networked my tits off since I started, if you go there make sure to join the Nittany Lion Fund and the Intrieri Student managed fund and put in some time there. the NLF professor knows a lot of big wigs on Wall Street, you get a certificate once you complete it. Something like 85% of the NLF students secure an internship. The intrieri fund is also good, but less well known. I would do both just to have that additional experience. From what Ive learned from other students and alumni who are further into their goal of attaining a spot at a BB, you have to have top notch grades to make the cut to be selected over target school kids. That being said, the alumni of Penn state will help you if you find the right people. There are a lot of Penn state alumni on Wall Street.  Out of all state schools besides uMich, Penn State will likely get you further and into more doors. best of luck!