Undergrad Advice?

Not about B. school per se, but related to education, so I thought this would be an appropriate forum.

I'm a high school senior in Canada, highly interested in finance but also engineering (software). Upon doing some research, I discovered SWE and finance go hand-in-hand -- a fact probably well known among you finance moguls.

Anyway, it is university application time here in Canada. If I am accepted, I have the choice between going to a target (one of the few Canadian ones), and a non-target. I've applied to computer science at the target school and the non-target, and also engineering at the non-target. The NT is a general first year engineering school, which means that all engineers, no matter their specialty, take the same first year courses. NT is considered pretty decent for engineering domestically and usually a degree from it can get you an okay job, but I think their SWE program is kinda new so I haven't seen many alumni of the program in the wild, let alone in finance. The target school, however, is a proven school for finance, especially in quantitative firms like Two Sigma, Citadel, Jane Street, etc. My end goal is to have a career as a SWE at a finance company, specifically in NYC. Love the city, wanna live and work there by any means necessary.

Seems like an obvious choice, I know, but there are advantages and disadvantages for the case of each school.

**Target school, *Pros***

*

Prestigious, grads in Wall Street
* Super valuable degree
* Easier time getting an internship for higher end firms

**Target school, *Cons***

*

Total cost is 225.3% higher than NT (Total over 4 years is ~CAD$130,000)
* Kinda far away from home city, unfamiliar
* Outdated facility compared to NT engineering facilities

**Non-target, *Pros***

*

Closer, can stay home -- subtracting meal plan + residence fees **super big factor for me**
* More comfortable, familiar environment at home and at school (more familiar with this city than the city of Waterloo)
* Will have friends going in
* ~CAD$57000 total

**Non-target, *Cons***

*

Worse reputation
* CS department is terrible, engineering is essentially the only useful degree
* Engineering students get ridiculously challenged in the first two years (literally ONLY for the sake of weeding out those who can't handle the smothering workload -- doesn't even really equate to smart people in upper years, just people who had the resolve to push through despite their first two year GPAs being atrocious)

Something that I was considering a dual degree in a pretty well-known business school in North America, afaik. I've seen somebody on LinkedIn working as a quant with a CS degree, but to be honest, the combo will probably be the same amount if not more expensive.

Kinda on the fence, looking for professional advice. Thank you guys <3