Someone who understands risk

Now WTF does that mean? Like seriously understand risk in what way: mathematical, intuitive, looking at a graphs, knowing not to jump off a roof, going and doing a startup?

What are the metrics used to evaluate if an individual seeking a trading role understands risk?

19 Comments
 
monty09vaR

Agreed

Jack: They’re all former investment bankers who were laid off from that economic crisis that Nancy Pelosi caused. They have zero real world skills, but God they work hard. -30 Rock
 

Its not an ad or anything, this is what lots of traders say and others when speaking what makes a good trader: "someone who understands risk" you must of heard it before, now what exactly are they referring to?

 

Yeah, but VaR is just how much money you stand to lose as a percent probability in a given day under "normal" conditions. That is a huge fudge factor inherent in determining that percent. My portfolio is 100 percent equities so my VaR is basically 100 percent right? Plus thats not to mention that you're most at risk in a black swan type scenario, that evil day every twenty years where the market takes it in the shorts.

So, is there something I'm missing?

 

monkeysmama...the VaR of any individual position is VaR = Price Level * Pos. Value * Vol. * 1.65 for 95%. If you want your portfolio var you have to derive correlation into that. That explains that as you have a well diversified porffolio mkt risk decreases.

 
Best Response

Monkeysmama--that's not exactly accurate. That is the most basic measure of VaR, and makes the specific assumption that your returns are normally distrubuted. So that only works for non-stressed environments, and only for instruments with linear payoffs.

If you really want to utilize VaR properly you need to either do Monte Carlo simulations, and do so ideally utilizing a non-normal distribution. Or, you can do historical simulations, which will allow you, if done properly, to create very non-normal distributions.

Also, someone else mentioned Conditional VaR, or Expected Shortfall. That is much more important than VaR, because it tells you how much you stand to lose once you exceed VaR. All VaR tells you is the minimum you'll lose say, 5% of the time. CVaR tells you what your average loss will actually be that 5% of the time, which could be significantly higher than your regular VaR.

Last, always, always stress test. Scenario analysis and stress testings are more important than VaR (especially if you're looking at credit spreads, as one of the other posters mentioned).

Bottom line is that there is no definition of "risk". There are simply many ways to define it, depending on your situations. If you are a long-only equities PM at Fidelity, then tracking error or standard deviation is fine. Other's may look at a Sharpe or Sortino ratio. Then if you are a huge hedge fund, then 50 different ways to measure VaR plus thousands of daily stress tests may be the best way.....

 

Understand... standing under and looking at it...

Basically a) knowledge on how to model risk exposure (VaR, probably, but also other stuff) b) intuition about where to expect risk and when (how to develop models that quantify risk exposure) (you know, the VAR implies you know about the distributions of your port and what affects it, so how come you know about these distribution, e.g. what happens to your country risk exposure when a new military government is installed..what happens to your funds in the countries mining business?) So you got your statistics knowledge here c) knowledge on how to manipulate your risk (simple financial engineering stuff, derivatives and other trading instruments)

If you are working in front office, maybe also some knowledge when your client is going to explode and cut your throat.

"Make 'Nanas, not war! "
 
JerreyUnderstand... standing under and looking at it...

Basically a) knowledge on how to model risk exposure (VaR, probably, but also other stuff) b) intuition about where to expect risk and when (how to develop models that quantify risk exposure) (you know, the VAR implies you know about the distributions of your port and what affects it, so how come you know about these distribution, e.g. what happens to your country risk exposure when a new military government is installed..what happens to your funds in the countries mining business?) So you got your statistics knowledge here c) knowledge on how to manipulate your risk (simple financial engineering stuff, derivatives and other trading instruments)

If you are working in front office, maybe also some knowledge when your client is going to explode and cut your throat.

this

 
GekkotheGreat
JerreyUnderstand... standing under and looking at it...

Basically a) knowledge on how to model risk exposure (VaR, probably, but also other stuff) b) intuition about where to expect risk and when (how to develop models that quantify risk exposure) (you know, the VAR implies you know about the distributions of your port and what affects it, so how come you know about these distribution, e.g. what happens to your country risk exposure when a new military government is installed..what happens to your funds in the countries mining business?) So you got your statistics knowledge here c) knowledge on how to manipulate your risk (simple financial engineering stuff, derivatives and other trading instruments)

If you are working in front office, maybe also some knowledge when your client is going to explode and cut your throat.

this

http://ayainsight.co/ Curating the best advice and making it actionable.
 

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