Structuring vs Flow

Hi all,

I have received an offer for either structuring or flow at MS in London.

I'm not well versed at all in terms of the potential career path or exit opps, WLB... really anything and would love to hear your insights in what you all think is the better path.

I hope that at some point in the future I will be able to work in a Hedge Fund and so am leaning towards structuring (although I have not been told in which specific area it would be in) but also understand that flow is very strong at MS

Would love to hear your thoughts on the pros and cons of each

Thank you in advance

9 Comments
 

Based on the most helpful WSO content, here are some insights on the pros and cons of different roles in Real Estate Finance, which might help you draw parallels to your situation:

Pros and Cons of Different Roles in Real Estate Finance

Owner-Operator with Multiple PE Fund Series

Pros: - Comprehensive understanding of the deal process from start to finish. - Experience in formulating value-add business plans and direct acquisitions on stabilized, high-yield properties. - Versatility to work for a GP developer or an LP-side investor. - Great starting salary and bonus potential.

Cons: - Significant time spent dealing with lawyers, bureaucrats, and environmental consultants. - Leasing and property management work can be tedious. - The operating side is more granular than the ownership side.

Debt Side at Mid-Size and Large Banks

Pros: - High deal flow exposure, reviewing one or two new deals daily. - Builds experiences, stories, and relationships. - Diverse deal exposure across product types and geographies, enhancing interview prospects for various roles (e.g., corporate real estate, data center REITs, hospitality).

Cons: - Limited upside in pay compared to development and REPE.

Small Real Estate Development Shop

Pros: - Flexible lifestyle with autonomy over work environment and schedule. - Exposure to a variety of deal components (underwriting, due diligence, design, financing, etc.). - Intellectual challenge and decision-making responsibility. - Good compensation with potential for promote upside.

Cons: - Cyclical hours with periods of intense work. - Administrative tasks can be overwhelming. - High stress due to career trajectory responsibility.

General Advice on Career Paths and Work-Life Balance

  • Work-Life Balance: Quality of learning experience is a significant benefit. The job can be a springboard to various directions, leading to potential pay increases down the road.
  • Career Transitions: Moving to the LP side can be a compromise between staying on the traditional path and avoiding burnout. Other paths include tech, finance-focused journalism, and entrepreneurship.

Conclusion

For your specific situation at MS in London, consider the following: - Structuring: Likely aligns with your goal of working in a Hedge Fund due to the analytical and complex nature of the work. - Flow: Offers strong deal flow and relationship-building opportunities, which are valuable for career growth.

Evaluate your long-term career goals, work-life balance preferences, and the specific nature of the roles offered to make an informed decision.

Sources: https://www.wallstreetoasis.com/forum/real-estate/lets-talk-about-the-pros-and-cons-of-our-gigs-in-re-finance?customgpt=1, Let's Talk About the Pros and Cons of our Gigs in RE Finance, Losing "The Edge" Post-IB, Work/Life Balance - Hours, Advice from people who left?

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

My advice would be to go with (the) flow all day everyday. What HFs want from a sell-side potential recruit is for him or her to have already owned some risks (and preferably some directional risk on a product that say HF is trading), this is definitely not the case with structuring.

 

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