Advice on Offers
I am currently conflicted between two offers, both are for quantitative developer. One is from anArea and the pay is around 150k with an additional 30k-40k in bonus. The second offer I have is from a fintech startup, it's more than 5 years old with a lot of people using their services. They have offered 200k with some equity, no bonuses for now (there may be in future). The first one is on-site and second one is remote.
Overall the pay for tech startup seems really good as I don't have to pay additional taxes on bonuses however there is a fear for job security. Plus with that much money, there might be a target on my back. I will have to build a lot of things from scratch using pricing algorithms and AI. Honestly, this feels very exciting, I love challenging stuff and looks like I will have a lot to talk about on my resume.
The AM has been there for quite a while so more job stability, support structure and there are already good systems in place, the role will slightly be more operational but there are some projects that they are hiring me for. I hear bonuses go high the longer you stay but it's just hope, nothing's tangible. The major benefits are working at forefront of finance + tech so I can position myself to be QR one day (not sure how long it would take).
I am 28, single and think both positions are good. My question is regarding the future outlook, does being a developer in AM has better prospects? If I can learn and get more things done in startup, wouldn't I be more valuable?
I am thoroughly confused.