Hi Everyone,
I have run into a bit of dilemma and i figured the folks on WSO may be able to help.
First a little background on myself:
I am a current senior year at a good (but non-target) business school with a good GPA and pretty strong resume. Moral of the story is I have been applying to full time opportunities and I think in the long run i want to be in capital markets at a larger bank.
That being said, i didn't get into capital markets, and continued to look elsewhere for good options and was able to secure to offers for full time. One at Citi as a Credit analyst and one from PwC in their fixed income advisory arm.
I worked at PwC as a summer associate in the same department so i more or less know the details surrounding the division, what i dont know, is whether a credit analyst would be a better place to start my career and maybe lateral into a more front office division.
Citi is in NYC and PwC is in Boston, so right off the bat, networking would be easier from Citi just based on proximity. Pay doesn't really matter to me but Citi does pay a little bit more.
So i guess my question for anyone who is willing to help, would be:
PwC FSR which focus on valuations of financial instruments and debt securities for year and quarter end reports (most work is reconciliation in nature and giving fair value assessments) of Citi credit analyst rotation program. Which i understand is underwriting and valuing companies based on their financial statements. I would love some insight more into credit analysis and where it can take you, and if this choice was yours which would you take?
