Fintech SaaS for AM project - help needed!

Based on the most helpful WSO content, here are some insights and suggestions for your Fintech SaaS project focused on credit research for structured products:

1. Target Audience:

   • Structured Finance Professionals: Engage with professionals in ABS, MBS, CLO origination, and structuring teams. These individuals often seek tools that can streamline their workflow and provide detailed market insights.
   • Credit Hedge Funds: Research analysts at credit hedge funds could benefit from a platform that offers comprehensive transactional details and modeling features.
   • Institutional Investors: Banks, regional banks, finance companies, BDCs, pension funds, insurance companies, and retail mutual funds are key players in the credit market.

2. Key Features to Include:

   • Market Analysis: Provide detailed insights into consumer, residential, and commercial markets.
   • Transactional Details: Offer comprehensive data on transactions within the structured products space.
   • Modeling and Pricing Tools: Include features for financial modeling and pricing of structured products, similar to those found in Bloomberg and Intex.
   • Credit Modeling Tests: Incorporate tools for credit modeling, especially for early-stage credit investments with terms like PIK, 5-year terms, and spreads from SOFR.

3. User Engagement:

   • Beta Testing: Seek test users who are familiar with structured products. Engage with communities on platforms like Wall Street Oasis to find potential users.
   • Feedback Loop: Create a feedback mechanism to continuously improve the platform based on user input.

4. Networking and Community Building:

   • Forums and Discussions: Participate in forums and discussions related to securitization, structured finance, and structured credit to build a network and gather insights.
   • Personal Network: Connect with structurers and bankers in ABS, RMBS, and CMBS to understand their needs and pain points.

5. Industry Outlook and Opportunities:

   • Regulatory Landscape: Stay updated on the shifting regulatory landscape and how it impacts structured credit products.
   • Interest Rates: Monitor interest rate trends as they significantly affect the demand for floating rate products like corporate loans and ABS.

By focusing on these areas, you can develop a robust credit research platform that meets the needs of professionals in the structured products space.

Sources: Role of Quants in Credit Investing/ Trading: ABS, Structured Credit, Corporate Loans, , What are the different types of Credit?, Credit Modeling, https://www.wallstreetoasis.com/forum/investment-banking/structured-finance-outlook-and-exit-opportunities?customgpt=1