An Unusual Problem

So I was inspired by a similar post and thought I’d just post and hear peoples ideas.

I work as a Management Consultant at Big 4 on one of various the tax isles, one of which I’m a citizen of. Getting a job in MC is incredibly rare here but a position opened, I got it and I’ve been loving it.

I live with my parents so I don’t pay rent and there’s no income tax. My TC is around 80k and it all goes straight to my account (besides health insurance) and it’s all disposable for now. I’ve come out of a good school and always wanted to live in the big city, with maybe go for the prestigious MBB or maybe pivot into IB or other top finance jobs in NYC or London but with rent and taxes.. my take home pay would be substantially less than working for the plain Jane big4.

If I stay here, I know I’ll be set for life and never have to financially worry again especially if I progress at a decent rate, but I feel like I’ve kinda cheated life? Like I’ve not grinded enough. I’m not sure if I’m just here to brag or to truly get advice, because I think the answer is obvious, but I’d love to hear what others have to say.

What should I do, continue coasting or live the big city life at a cost?