Oct 29, 2025

Credit Rating agency research publications

Just like when you subscribe to an investment bank's research portal, you can often download their detailed research reports and financial models.

I'm wondering if credit rating agencies (S&P, Fitch, and Moody's) offer something similar? Do they provide actual financial models and full versions of their rating research reports for download? I know they publicly release their rating methodologies, but I'm really curious about the step-by-step calculation processes in their analyses. I'd love to take a look at those financial models to understand how they crunch the numbers.

Has anyone subscribed to their services or know if this stuff is available in their research portals? Thanks!

4 Comments
 

Their reports are paid and they do not include models. They do typically include an EBITDA/Debt bridge showing which adjustments they may make that are different from the company’s adjusted EBITDA or Debt figures

 

Thank you for your reply. Which research portal will provide an excel sheet that lists all the debt/ebitda adjustment they have made?

 

Inventore et accusamus voluptatem optio architecto. Ea aut unde hic dolor libero. Omnis velit est rerum. Aspernatur autem sunt aspernatur assumenda mollitia. Culpa ipsa et fugit in et numquam dolore. Sunt sint voluptas mollitia quae.

Recusandae ratione ipsum molestiae et. Quis animi ipsum inventore unde sed quia. Aliquam repudiandae minima aspernatur sunt dolorem quae sed. Nemo quaerat suscipit recusandae distinctio modi. Sunt et illum dignissimos voluptates.

Cum mollitia quo possimus voluptatem veniam debitis. Aut id ipsam ad nostrum blanditiis impedit. Commodi et placeat accusamus id. Voluptates autem distinctio quos ducimus facere.

Career Advancement Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Morgan Stanley 08 97.8%
  • Goldman Sachs 02 97.3%

Overall Employee Satisfaction

August 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.4%
  • Banco Santander 02 97.8%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.4%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.3%

Total Avg Compensation

August 2026 Investment Banking

  • Vice President (16) $429
  • Associates (48) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (25) $178
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (83) $151
  • Intern/Summer Analyst (75) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
Secyh62's picture
Secyh62
99.0
5
dosk17's picture
dosk17
98.9
6
DrApeman's picture
DrApeman
98.9
7
GameTheory's picture
GameTheory
98.9
8
Betsy Massar's picture
Betsy Massar
98.9
9
CompBanker's picture
CompBanker
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”