How can I improve my resume to break top (IB,PE,HF)

It definitely doesn't have to be, it is just very often that the hardos make their finance aspirations their entire personality, probably because 1) the time and focus needed to achieve such levels of hardo-ness overwhelm any personality or passions they might have had, and 2) they aspire to be bobby axelrod or steve schwarzman so badly that it becomes the only thing they value - and who we are and what our traits are broadly stem from what we value, ergo, being a hardo is all they are about, and they look down on anything and everything outside of recruiting for "the path". 

Now to the real stuff - you are crushing it (Penn state or UPenn?), but that does not guarantee good placement. I would focus most importantly on understanding what actual type of work different finance professions offer, and then learning as much about it as possible. So often there are candidates who are obsessed with check marks on the resume and completing "the path" that they miss the bigger picture. Know what the jobs entail, learn about the industry so you can speak about it intelligently and not just bull shit textbook answers, and network whilst doing so, so you can build relationships. Being personable and genuine is more important than a 3.7 vs. 4.0, and the sad fact is most kids aren't genuine when it comes to finance because of misconceptions, pressure to follow the 2+2 path, etc. 

Learn about the industry, find what you love, and be personable so you can have a genuine and intelligent discussion about it, and you will be set - if you have the base down (basic understanding of corporate finance + decent grades), you will land the internships you need and end up in the right places with all of that.