Systematic vs Discretionary choice

Hey, I’m currently at a point where I need to make a choice on what to specialize in but I was wondering a few things about different investment styles : First question might come off as odd, but is systematic investing fun ? It seems to me that it would be more profitable but you’re not really taking positions on what your views are so it would seem less interesting work than discretionary, but safer at the same time. About safety : if my previous point stands, is working at a systematic fund safer than at a discretionary ? Finally, what asset classes are more geared towards systematic and which ones towards discretionary? I would think that exotic derivatives would be harder to trade systematically since they’re OTC but are some vanilla asset classes actually more suited for discretionary ? Thank you all

6 Comments
 

Based on the most helpful WSO content, here's a breakdown of your questions:

  1. Is systematic investing fun?

    • Systematic investing can indeed be profitable, especially when leveraging proven factors and decades of data. However, the "fun" aspect depends on your personality and interests. If you enjoy coding, data analysis, and building models, systematic investing can be highly engaging. On the other hand, it lacks the personal judgment and narrative-driven decision-making that discretionary investing offers. Discretionary investing allows you to take positions based on your views, which some find more intellectually stimulating and dynamic.
  2. Is working at a systematic fund safer than at a discretionary fund?

    • Systematic funds often rely on robust, repeatable processes and data-driven strategies, which can make them less prone to human error and emotional decision-making. However, safety in terms of job security depends on the fund's performance, the market environment, and your role. For instance, systematic funds may face challenges if their models underperform or if market conditions change in ways their algorithms can't adapt to. Discretionary funds, while more flexible, can be riskier as they depend heavily on the skill and judgment of individual managers.
  3. Which asset classes are more geared towards systematic vs. discretionary investing?

    • Systematic Investing: Works well with liquid, standardized asset classes where large datasets are available. Examples include:
      • Equities (e.g., factor-based strategies like value, momentum, etc.)
      • Fixed income (e.g., government bonds)
      • Commodities (e.g., futures)
      • Currencies (e.g., FX trading)
    • Discretionary Investing: Tends to dominate in less liquid, more complex, or opaque markets where human judgment and qualitative analysis are crucial. Examples include:
      • Exotic derivatives (as you mentioned, OTC nature makes them harder to trade systematically)
      • Distressed debt (requires deep understanding of legal and restructuring processes)
      • Private equity or venture capital (heavily relationship-driven and qualitative)
      • Certain niche or emerging markets

Ultimately, the choice between systematic and discretionary investing comes down to your skill set and what excites you. If you're analytical and enjoy working with data and technology, systematic might be a better fit. If you prefer storytelling, market narratives, and direct decision-making, discretionary could be more appealing.

Sources: Long term, concentrated, deep fundamental investing, https://www.wallstreetoasis.com/forum/asset-management/endowments-foundations-part-2-asset-allocation?customgpt=1, https://www.wallstreetoasis.com/forums/the-only-post-about-active-investing-you-will-ever-need-to-read?customgpt=1, Most academic style of investing that requires the most thought?, Q&A Discretionary Hedge Fund Trader

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

I would tend to believe that systematic trading leaves less room for human errors, and arbitrage techniques should not really lack in profitability given their very definition. I know that arbitrage is not really viable with the increase in algo trading but my understanding of systematic trading was that you’re playing much safer bet than the discretionary ones. Please correct me if I’m mistaken

 
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I didn't understand what you said about arb, but the short of it is I've never seen data or studies arguing for either side, just like I've never seen data suggesting equities is more profitable than fixed income (or the reverse). It's also the first time I hear anyone make the claim.

My advice would be to avoid broad assumptions like that and focus on pursuing what you're good at and what you enjoy doing. Surely your chances of being profitable will be highest doing something that fits your interests. I can understand someone having doubts between fundamental equities and fundamental credit. But when you look at the people in the quant field vs the people in discretionary, it's clear they each attract a very different set of profiles.

 

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