Advice needed about starting the job

Starting early on, as I will graduate in December 2022 (incoming analyst)

Have the option to start early at BB around March 2023. Now a lot of you will say don't start early; enjoy time to myself; travel etc. However I would like some real advice on my situation.

Pros:

I am poor, well my family is poor and I grew up poor so, dad makes around 40k a year and I currently live with my parents and a sibling in a one bedroom apartment, so starting early i can support my family earlier financially.
All my close and best friends graduated last year and working (i took a extra year to recruit) so not really keen on spending time traveling with friends as they are working
Time to prepare for PE recruiting, i hope that starting early will allow me to get a heads up in PE recruiting and my group is pretty lenient on PE recruiting.
At the end starting early might allow me to earn extra cash and get better preparation and advancement in my career and as of now that is important to me because of the shiity low income immgrant background of mine.
Cons:
My time, i can actually use the time to do what I love, sports and fitness. I am scared by started early i wont be able to workout as much as I do now (i workout 7 days a week) and my physical health is really important to me
I was planning to study for GMAT however that is out the door if I start early
Layoff, Im scared that shit will hit the fan after I start early and I can get laid off
Just enjoying life - i know i wont get this time back
At the end fitness and layoffs are the main things that would prevent me from starting early

4 Comments
 

thank you! and this is prob a stupid question if a layoff were to happen and im going into a strong bank would i be impacted since i am starting early, and is there actually any advantge to starting early in regards to bonus etc

 
Most Helpful

You are lowest risk, since it’s rare to come in early, you are even lower risk than your peers that join later in summer. In layoffs, you are just a number on a spreadsheet… Some propeller head comes up with a formula to rank people. Tenure is one of the common metrics. I wouldn’t sweat lay-off… Especially if a big bank. They give you severance too most of the time.

Bonus- yes. It will be prorated for start date. Every bank has different bonus cycles. So idk if you get a small one in July or a bigger one in Dec. But it always benefits you to put more months on the clock for bonus. Ps. Some banks also do a special bonus in Feb or March if they have leftovers $$.

 

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