Advice needed about starting the job

Starting early on, as I will graduate in December 2022 (incoming analyst)

Have the option to start early at BB around March 2023. Now a lot of you will say don't start early; enjoy time to myself; travel etc. However I would like some real advice on my situation.

Pros:

I am poor, well my family is poor and I grew up poor so, dad makes around 40k a year and I currently live with my parents and a sibling in a one bedroom apartment, so starting early i can support my family earlier financially.
All my close and best friends graduated last year and working (i took a extra year to recruit) so not really keen on spending time traveling with friends as they are working
Time to prepare for PE recruiting, i hope that starting early will allow me to get a heads up in PE recruiting and my group is pretty lenient on PE recruiting.
At the end starting early might allow me to earn extra cash and get better preparation and advancement in my career and as of now that is important to me because of the shiity low income immgrant background of mine.
Cons:
My time, i can actually use the time to do what I love, sports and fitness. I am scared by started early i wont be able to workout as much as I do now (i workout 7 days a week) and my physical health is really important to me
I was planning to study for GMAT however that is out the door if I start early
Layoff, Im scared that shit will hit the fan after I start early and I can get laid off
Just enjoying life - i know i wont get this time back
At the end fitness and layoffs are the main things that would prevent me from starting early

4 Comments
 

thank you! and this is prob a stupid question if a layoff were to happen and im going into a strong bank would i be impacted since i am starting early, and is there actually any advantge to starting early in regards to bonus etc

 
Most Helpful

You are lowest risk, since it’s rare to come in early, you are even lower risk than your peers that join later in summer. In layoffs, you are just a number on a spreadsheet… Some propeller head comes up with a formula to rank people. Tenure is one of the common metrics. I wouldn’t sweat lay-off… Especially if a big bank. They give you severance too most of the time.

Bonus- yes. It will be prorated for start date. Every bank has different bonus cycles. So idk if you get a small one in July or a bigger one in Dec. But it always benefits you to put more months on the clock for bonus. Ps. Some banks also do a special bonus in Feb or March if they have leftovers $$.

 

Maxime nisi tempora consequatur quam. Unde aut temporibus numquam est. Minima consequatur dolor voluptatem ut ut aut nulla.

Corrupti impedit ut officiis quae aperiam ullam. Eum neque dolor repudiandae quam cum est reprehenderit. Est quisquam velit cupiditate tempora laudantium nisi aliquam. Optio ipsum aut labore veritatis architecto dolore ipsa quas. Id omnis repellendus quam. Architecto commodi asperiores est illum. Minus optio quos sunt dolor fuga voluptates est.

Labore est hic sit quo occaecati tenetur quia. Reprehenderit aut ipsum cupiditate at. Aliquam voluptas et reprehenderit. Saepe dicta ipsa aut ea eos incidunt doloremque. Voluptatibus aliquam corporis assumenda ullam voluptatum aliquam. Dolores fuga ut molestiae et deserunt qui recusandae et.

Perspiciatis quod quisquam animi qui accusamus ratione quia. Aut est asperiores iste eius cumque. Earum temporibus dignissimos ad dolorem possimus qui corporis pariatur.

Career Advancement Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Morgan Stanley 08 97.8%
  • Goldman Sachs 02 97.3%

Overall Employee Satisfaction

August 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.4%
  • Banco Santander 02 97.8%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.4%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.3%

Total Avg Compensation

August 2026 Investment Banking

  • Vice President (16) $429
  • Associates (48) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (25) $178
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (83) $151
  • Intern/Summer Analyst (75) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
kanon's picture
kanon
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
GameTheory's picture
GameTheory
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
dosk17's picture
dosk17
98.9
8
DrApeman's picture
DrApeman
98.9
9
CompBanker's picture
CompBanker
98.9
10
Linda Abraham's picture
Linda Abraham
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”