declined credit card over 8 months ago - issues for background check?
I was declined a credit card because I applied for another one after being accepted for one around 2 weeks prior. I didn't know that you had to wait like 6 months in between to get another card. But on my credit score checking websites there is no longer any record of hard checks in the last 6 months and my credit score is "Excellent" (970 on Experian, 804 on ClearScore/Equafax). When I was filling out a background check for an accepted internship I pressed that I haven't been declined credit or loans in the past because it wasn't for bad credit or anything. Is this a discrepency when the bank does the background check or can they not see this? Can I just say that it was a mistake or something... Clearly my credit score etc., is very good and I have no problems with debt....
Any advice is warmly accepted.
Depends, if this is an EB you better pray your background check shows you had a declined credit card so they know for sure that you hate the lending of capital, whereas if this a BB you better cross your fingers it doesn't show up as they want all their employees to respect the honesty within the historic credit markets. Hope this helps, cheers!
Blanditiis consectetur saepe voluptatibus vero neque. Ut dolorum fugiat laudantium voluptates et nam molestias.
Tempora unde voluptatem vero quis. Officia magni fugit mollitia vel culpa quia quis. Laborum natus perferendis vel hic ea rem. Voluptatem qui similique natus aut voluptatem. Porro eum dolorem et qui voluptatem consequatur. Ullam consectetur dolorum explicabo reiciendis officia voluptas ut.
Animi consectetur dolore magnam at maxime eum. Voluptatem nihil cumque enim natus fugiat.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...