12 Comments
 

BBs can make far more money off lending than they could on RX. A bank can't have both because it's a conflict of interest. This is the case because BBs lend so much money to so many companies that there is a very good chance that any company that hired them for an RX deal could have that bank's debt in their capital structure, which is an inherent conflict of interest. Look at the debt structure of any capital intensive business if you have access to a bbg terminal or s&p markit. You'll see what I mean. 

 

From the little that I know, due to the EBs relatively small sizes compared to the BBs there may not be such a need to have extra layoffs to right size their cost structures. There’s enough turnover at those firms given that juniors leave fairly quickly generally that if they just hire smaller incoming classes and cut back in other ways (like smaller or no bonuses or whatever for seniors and other discretionary spending like office benefits, parties, meals, events, travel, etc) that might be enough to keep their cost structures / comp ratios and the like okay. 

 

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