FP&A at a large scale/public tech firm or IBSA for a mid market bank for full time IB recruiting?

Hi Everyone,

I am a junior transfer at a target and am in a little dilemma. I have an opportunity to do FP&A at a public tech company is San Francisco or IBSA at a mid market IB that focuses on the IT/SaaS space. I wasn't familiar with the banking recruiting process last semester and thus missed the deadline for pretty much all major banks. I want to pursue banking full time and was wondering which option I should take:

1) FP&A in SF will be paid, likely to get relocation and full time offer.

2) IBSA at this MM bank is in a different state, unpaid, no relocation, and they do not give out full time offers.

What do you guys think? I want to maximize my chances of getting a full time offer and am a little scared that they'll ask me why I didn't get a full time offer at the investment bank. Whereas if I took the FP&A offer, I would get paid and potentially have a full time offer which I can leverage in my interviews....but FP&A is not Banking.

Appreciate any feedback as always,

Thanks

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FP&A at a large scale/public tech firm or IBSA for a mid market bank for full time IB recruiting?

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