Has anyone ever NOT received their signing bonus? (Full-Timers)

This is probably dumb, but I'm signed up for a boutique bank and supposed to receive a 20k signing bonus (10k upon signing, 10k upon starting). Maybe it's because I'm from small money and feel like it's too good to be true, but I'm curious if any bank has even skipped out on paying your signing bonus, and how that went down? An alternative could be they canceled your role all together?

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