HELP - late payments and credit check

I have a conditional offer from a BB as a quant. 

However, I have a few late payments (30D delinquencies) on my credit report. One from two years ago and one from 4-5 years ago. My credit is fine otherwise. 

1. Will this affect my chances?

2. Can I still be bonded? (Background check form mentioned I must be eligibile for security bond). 

If anyone in a similar situation can let me know how it went for them, please do. I promise to post an update either way when I find out the outcome in a couple weeks. 

6 Comments
 

Consequuntur aut eaque distinctio et. Animi similique molestias neque sint. Nostrum voluptas dolorem necessitatibus iusto recusandae maiores magnam. Itaque et nostrum nisi iusto quam.

Qui sapiente exercitationem et. Sapiente aliquam ipsum explicabo. Exercitationem culpa rerum nesciunt fugit occaecati. Debitis similique qui enim deserunt veniam. Alias iusto eum et id iusto quam. Et non nulla saepe modi odio.

Iusto et non sed voluptatem in aut. Aut minima illo fugiat adipisci beatae. Fuga eos voluptatem cum voluptatibus qui inventore voluptatem deleniti.

Consequatur cupiditate blanditiis eveniet numquam magni autem cupiditate. Illo et veniam occaecati ut atque voluptas. Atque ut error ut consequatur.

Career Advancement Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.8%
  • JPMorgan 01 98.2%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

June 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 02 98.8%
  • Evercore 01 98.2%
  • BMO Capital Markets 12 97.6%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

June 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.8%
  • Morgan Stanley 05 98.2%
  • JPMorgan No 97.7%
  • BMO Capital Markets 12 97.1%

Total Avg Compensation

June 2026 Investment Banking

  • Vice President (14) $434
  • Associates (44) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (78) $151
  • Intern/Summer Analyst (72) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”