HS Senior struck out of college decisions, where to go from here?

Hi all,

I'm a current senior in hs and I have been looking to this forum for advice from time to time, as I have an interest in finance and find public markets in particular interesting. I applied to colleges this year with a 4.0/4.5, 1580, 9 APs with all 5s, and decent extracurriculars, but was severely disappointed and didn't get into any target schools. I knew that the top schools like Ivies, UChicago, Duke, Stern, Northwestern would be competitive and hard to get into, but I've come out without acceptances from schools like UVA, Michigan, and Georgetown (either WL or Reject).

As it stands, my best option is BC Carroll, but they didn't give me any aid, so I might go with my in-state option UC San Diego (I am waitlisted at LA and Berkeley). I'm just hoping for any advice from you guys about where to go from here, whether BC is worth it, how I might be able to get off the waitlists at Yale, UChi, Stern, UVA, UCLA, or Berkeley, and if I can't, if transferring would be viable or worth it.

Thanks.

11 Comments
 

Negotiate with BC, depending on how much it costs that might be a good option as EB/BB placement is possible from there and MM placement is definitely doable if you grind. If not, staying in-state to save money is great too; MM placement from UCSD is possible and you can always lateral to EB/BB. Also, you can somewhat easily transfer to UChicago/Northwestern/Georgetown if you lock in.

 
Most Helpful

You should not even worry. Go to BC if you can afford it or go to UCSD if you can't. Both of these schools send a lot of transfers out. From there, spend the first year doing a few things: highest GPA possible, hard class load, very good EC's (even try to continue one from HS if you can), get involved in research ideally (doesn't have to be crazy time commitment), get close with 1-2 profs for rec letters, and boom, you transfer. Also didn't write there, but a really good story on why transfer. 

Transfer to UChicago, Northwestern, Georgetown are not insanely hard (low acceptance rate but if you have a good story you have a decent shot). You can also try places like Vandy, ND, Cornell, UPenn, etc. If you don't recruit immediately, it's okay. Instead a good idea is to come in, delay graduation a semester or 1 year, get used to the school, join clubs, meet people recruit, and you will be fine. 

Yes you lose those freshmen year friends b/c you move. Yes it's hard to transfer. Yes you might feel out of place at those schools at first. But also Yes it's worth it. Yes you will make new friends and fit in after a while if you put in the effort. Yes you may spend an extra year in college. No you are not cooked already. 

 

Fellow Cali resident here - don’t rule out the cc route. Have a few buddies who took full advantage of the 2-yr free program offered by Cali cc’s and transferred to t20 schools, and broke into top eb / bb groups. Definitely less conventional but quite ideal for hard working and determined kids such as yourself. Just have to bite the near term bullet and remind yourself you’re playing the long game.

 

I've def been thinking about this, I just don't think I can withstand the short term embarrassment of it even if I know it'll pay off (all my friends are going to at least t25 schools). Plus my parents think UCSD is good enough (top 3 UC) so idk if they will let me go to a CC

 

can’t say in hs I didn’t feel the same “embarrassment” when I was your age, but looking back at my choice to go 2 years CC, transfer with $0 in debt to myself or my parents, and accept an offer at a tier 2 EB, I 1000% made the right choice.

 

I know you’re disappointed and based on your post you def deserve better, but keep in mind this is a very competitive and very unfair process (much more unfair than IB recruiting). You got into 2+ t30 schools.

If you can afford BC, go. Either way, the difference isnt huge and i’d recommend transferring out, esp for HF recruiting in the long-term. If you really want to do well in finance, pedigree matters. You will definitely get into a Uchi or Northwestern soph transfer.

 

Et officia voluptatem voluptate iste tempora praesentium culpa. Possimus voluptates commodi perspiciatis rem expedita dignissimos voluptatem. Dolore sed voluptas est consequatur autem doloremque nihil. Laborum qui quos et dolor totam autem aut facilis.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Morgan Stanley 02 98.9%
  • Evercore 01 98.3%
  • BMO Capital Markets 12 97.7%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.7%
  • JPMorgan 01 97.1%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (15) $434
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (13) $156
  • 1st Year Analyst (79) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
Secyh62's picture
Secyh62
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
dosk17's picture
dosk17
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
CompBanker's picture
CompBanker
98.9
8
GameTheory's picture
GameTheory
98.9
9
DrApeman's picture
DrApeman
98.9
10
bolo up's picture
bolo up
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”