Singapore to Switzerland Finance (Preferably IB)

Based on the most helpful WSO content, here's what you need to know:

1. Bachelor's Choice at HSG (St. Gallen):

   • If you're aiming for a career in finance, particularly Investment Banking (IB), the Business Administration program at HSG is a better fit. It provides a strong foundation in finance, accounting, and management, which are critical for IB roles.
   • Economics is more theoretical and may not align as directly with the practical skills needed for IB. However, it could be a good option if you're interested in roles like economic research or policy-making.

2. Language Skills:

   • Learning German is a smart move. As highlighted in previous WSO threads, German is almost a prerequisite for finance roles in Switzerland, especially in IB. It will also help you integrate better into Swiss culture and improve your employability.

3. Work-Life Balance (WLB) and Exit Opportunities:

   • IB in Switzerland offers a better WLB compared to other financial hubs like London or New York. However, the trade-off is that bonuses as a percentage of base salary are lower, and exit opportunities to Private Equity (PE) or Hedge Funds (HF) are more limited.
   • If you're looking for good WLB with a decent salary, consider transitioning to roles in Asset Management (AM), Corporate Finance, or Wealth Management after a few years in IB. These roles are prominent in Switzerland and offer a more balanced lifestyle.

4. Career Path Strategy:

   • Your plan to use IB as a "career starter" is solid. It will provide you with the skills, network, and capital to transition into roles with better WLB.
   • Given your interest in investing, you might also explore roles in Equity Research or Portfolio Management later in your career.

5. Conscripted Service:

   • Use your conscription period to continue learning German and building your financial knowledge. Consider taking online courses or certifications (e.g., CFA Level 1) to stay ahead.

6. Additional Advice:

   • Networking is crucial. Start building connections early, especially with alumni from HSG who are working in IB or finance roles in Switzerland.
   • Internships during your bachelor's program will be key to breaking into IB. Focus on securing internships at top firms, even if they are outside Switzerland initially.

Remember, your background in investing and your proactive approach to learning German already set you apart. Keep building on these strengths, and you'll be well-positioned for a successful career in finance.

Sources: Is target MSc Finance still possible in my situation? (Bocconi, HEC, LSE, HSG....), https://www.wallstreetoasis.com/forum/school/master-in-finance-hec-paris-vs-bocconi-vs-st-gallen?customgpt=1, UNIGE Master of arts in international trading, Commodity finance & shipping, IB exit opportunities for women that want to have kids, IB in Switzerland