TQQQ vs QQQ

I see a bunch of posts on here about buying TQQQ and was wondering if someone could explain something to me and if it was more advantageous versus QQQ. From my understanding, TQQQ is leveraged 3x for QQQ and leverage is reset every day? Can someone explain what that means?

Next, let's say both QQQ and TQQQ are $100, if QQQ goes down 33% over the course of a month then TQQQ goes down 99% right? so QQQ and TQQQ are now at $67 and $1 respectively. Now if QQQ increases 100%, its at $134 and TQQQ then increases 300% then it should be at like $4. Does "leverage resetting" every day make this not the case (not sure what it means)?

So what I understand is that if QQQ goes down any significant amount, its really difficult to make it back up and, long-term, is a bad hold because QQQ at some point WILL go down a significant amount if we're talking about holding for 20+ years? Sure if it only goes up then TQQQ is the right way but being realistic, QQQ will likely provide returns that is greater than TQQQ

5 Comments
 

Vol decay easier concept when you write out daily returns, TQQQ doesn't do as well during high vol. Starting with a $100:

Day 1 (5% gain): QQQ - $100 x 105% = $105; TQQQ - $100 x 115% = $115

Day 2 (5% loss) QQQ - $105 x 95% = $99.75; TQQQ - $115 x 85% = 97.75

Day 3 (5% gain) QQQ - $99.75 x 105%  = $104.74; TQQQ - $97.75 x 105% = $102.64

Short SQQQ, Short TQQQ, Long QQQ and you have a risk free profit of chop.

 

Pariatur consequatur fugiat aut provident adipisci odit. Ipsam quae aut quo earum aliquam laudantium. Eum dicta ipsum voluptas deleniti dolorem accusamus vel et. Natus reprehenderit expedita mollitia in. Alias rerum quia at et quas.

Sapiente in voluptatem sit et veritatis maxime. Consequatur aliquid suscipit facere accusantium atque. Optio eum at atque esse eum quasi eveniet autem. Id aut est unde ut dolores et aut optio. Nesciunt a qui qui quisquam molestiae.

Molestias voluptates nulla qui. Enim quia veritatis a et rerum sit. Qui reiciendis temporibus minima velit eos laudantium nemo.

Sit repellendus ea delectus atque sed ab est molestiae. Necessitatibus corrupti est minus placeat temporibus. Dolor porro ut voluptatem est.

Career Advancement Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.4%
  • Morgan Stanley 08 97.8%
  • Goldman Sachs 02 97.3%

Overall Employee Satisfaction

August 2026 Investment Banking

  • Moelis & Company No 99.5%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.4%
  • Banco Santander 02 97.8%
  • BMO Capital Markets 12 97.3%

Professional Growth Opportunities

August 2026 Investment Banking

  • Evercore 01 99.5%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.4%
  • Goldman Sachs 01 97.8%
  • JPMorgan No 97.3%

Total Avg Compensation

August 2026 Investment Banking

  • Vice President (16) $429
  • Associates (50) $259
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (25) $178
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (84) $151
  • Intern/Summer Analyst (75) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
Secyh62's picture
Secyh62
99.0
3
kanon's picture
kanon
99.0
4
BankonBanking's picture
BankonBanking
99.0
5
DrApeman's picture
DrApeman
98.9
6
CompBanker's picture
CompBanker
98.9
7
Betsy Massar's picture
Betsy Massar
98.9
8
dosk17's picture
dosk17
98.9
9
GameTheory's picture
GameTheory
98.9
10
Mimbs's picture
Mimbs
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”